[NH All One Bank main functions]

1. Safe and easy login
- Easily authenticate using your own simple method such as simple password, fingerprint authentication, and pattern.
- Easy to set up once! Automatic login service

2. Easier and more convenient remittance service
- Everyone is completely exempt from remittance fees
- Send money at the time you want with scheduled transfer
-More convenient money transfer service than before
- Send money directly to the copied account number
- Payment in installments for housing subscription (comprehensive) savings, funds, retirement pension accounts, etc.

3. View all accounts at a glance
- View all NH Nonghyup accounts at once
- View balances and transaction details of other financial deposits, withdrawals, deposits, and fund accounts at once

4. Account management with various functions in one place
- Manage all account functions at once
- Lifting limit restrictions without visiting a branch
- Various certificates are issued immediately without visiting a branch
- Return of erroneous remittance (unconfirmed deposit details)
- Easy to manage retirement pension and investment products

5. More convenient and safer foreign exchange trading
- Exchange currency at up to 90% preferential exchange rate! Transferring foreign currency deposits is easy and fast!
- Simple registration of foreign exchange bank designation
- WU-AUTOSEND information registration, inquiry, and remittance all without visiting a branch
- You can also exchange foreign currency by reservation, send foreign currency boxes and foreign currency gifts as you wish.

6. More diverse and enriched products
- Convenient product finding through AI recommended products and popular product search
- More diverse deposits, loans, foreign exchange, and fund products
- Retirement pension, ISA, trust, and insurance products are also available at NH All One Bank.
- It is simpler and easier to sign up for complex investment products.
- Even if you leave the app while signing up for a product, you can [continue signing up]
- Immediate/non-visit loan deadline extension without visiting a branch

7. My child’s financial life can also be improved with All One Bank.
- Opening an account for a minor child is easy and non-face-to-face.
- It’s easy to sign up for My Child’s All One Bank
- Full of coupon benefits that children love

8. Easy payment/easy payment
- Zero Pay service through All One Account
- Available for purchase of mobile gift certificates (Onnuri, local gift certificates)
- Payment of utility bills such as Giro/living fees, local taxes, fines, water and sewage, and environmental improvement charges.

9. My All One
- Collect all-one candy (rewards) and participate in prize events
- You can also apply for deposit/withdrawal notifications (Push/SMS) and easily check your remittance limit.
- Electronic wallet service can be used with NH Wallet
- Providing a variety of personal services that allow you to apply for branch visit reservations and check the status of your coupons

10. OTP authentication for safer transactions
- OTP secure medium can increase the remittance limit (up to KRW 100 million per time, up to KRW 500 million per day) and enable safe transactions.

11. Life+
- [All One Shopping] Flowers (flower purchase), All One Delivery, All One Tools, Nonghyup Mall, Nonghyup Livestock Mall LYVLY
- [All One Together] The + Meeting, All One Allowance Management, All One Business Card, etc.
- [Benefits] Playground, hot deals, discount coupons, digging quiz, roulette, etc.
- [Daily life] Real estate, cars, budget phones, national secretary notifications, etc.

12. Biggeul Banking
- Easily and conveniently used by providing large text-only banking services
- Enjoy the convenience of remittance, transaction history inquiry, entire account inquiry, mobile withdrawal, etc. with large text!

[NH All One Bank User Guide]

○ Eligible for use - Those who have a mobile phone and an account in their own name (however, if the mobile phone is not in their own name, only customers who have subscribed to the Internet/Smart Banking Electronic Financial Fraud Prevention Service can register as a member through separate authentication.)
○ Operating hours - 00:15 ~ 23:55 (excluding some services)
○ Inquiries - Customer Happiness Center 1661-3000 (Weekdays 9:00~18:00) or 'NH All One Bank > Customer Center > Inquiry with a counselor'

[Access rights information]

We will inform you of the access rights used in the NH All One Bank app as follows.

■ Required access rights
- Photos and videos: Used for app installation, joint certificate, and storing app content and images.
- Phone number: Used to verify mobile phone number for mobile phone identity verification and to check ‘mobile phone status and device information’ to prevent electronic financial fraud.
※ In principle, NH All One Bank does not collect sensitive information that may infringe on customer privacy, and when necessary, collects and uses it in a limited manner with separate consent.
- Installed apps: Information on installed apps is collected to prevent electronic financial transaction accidents.

■ Optional access rights
- Contact information: Access the contact list to use the other party's contact information for All One remittance (contact remittance), foreign currency gifting, Dutch Pay, frequently used remittance registration, All One business card, etc.
- Camera: Used when taking photos of ID cards (membership registration, opening a deposit/withdrawal account, raising remittance limit, etc.), video call authentication, face authentication, QR payment, etc.
- Location: Used to find branches based on location.
- Microphone: Used for AI Talk voice search and video call authentication when opening a deposit/withdrawal account.
- Nearby device: Used for video call authentication when opening a deposit/withdrawal account.
- Biometric information: Access to log in to the app using fingerprint or face authentication.
- Notification: Access to send PUSH notifications such as deposit/withdrawal and benefit information.

※ You can use the service even if you do not allow access to optional access rights, but there may be restrictions on the use of some functions.
※ You can agree or revoke access permissions for installed apps in the ‘Settings > Personal Information Protection’ menu for each device.

■ If you are using an existing app, you must delete and reinstall the app to set access permissions.