※ If you don't see the "Update" button, please follow the steps below.
1. Clear the Google Play Store cache (if you don't see the new version)
- Device Settings > Applications > Google Play Store > Storage > Clear Data and Cache
2. Check your app download settings (if the download doesn't start)
- Google Play Store > Settings > Network Settings > App Download Settings
* If your device is set to Wi-Fi only, download via Wi-Fi.

Monimo, the perfect financial solution for you

Samsung Life Insurance, Samsung Fire & Marine Insurance, Samsung Card, and Samsung Securities apps all in one place.
Access all your financial needs, from Samsung Life Insurance and Samsung Fire & Marine Insurance claims, to Samsung Card transaction history checks, and even Samsung Securities stock investments, all in one Monimo app. Start your personalized financial life with Monimo today.

Even if you just check the latest news every morning or take a walk, you'll receive a wealth of benefits every day! Enjoy a wealth of benefits, including practical content and events based on financial data, in addition to checking Samsung finance-related information and signing up for products with MoniMo!

■ The app's bottom menu has been redesigned.
- The bottom menu has been reorganized into Home, Assets, My Samsung, and Benefits.
- ① Home: Curation (Lifestyle Finance/Daily Investment/Daily Benefits), MONI PICKS, and shortcuts to My Samsung (Quick Menu)

- ② Assets: View your assets at a glance
- ③ My Samsung: A simpler My Samsung experience organized by service
- ④ Benefits: View your benefits at a glance

■ Customize the home menu to your interests
- Choose from the Lifestyle Finance, Daily Investment, and Daily Benefits home pages that best suit your financial interests.
- ① Lifestyle Finance: For those who want to focus on Samsung Financial services.
- ② Daily Investment: For those interested in stocks/asset management.
- ③ Daily Benefits: For those who don't want to miss out on various benefits and events in their daily lives.

■ Pay attention to personalized curation from MONI PICKS.
- From asset fluctuations, credit score changes, and upcoming benefit expiration alerts,
we'll keep you informed of easy-to-miss financial news.

■ Use your own My Samsung shortcut (quick menu).
- Quickly access frequently used Samsung Financial services by gathering them.

Easily rearrange the order.

■ Stay on top of your changing assets.
- From asset fluctuations, asset weightings, and weekly briefings,
to insurance, pensions, real estate, and tax savings,
check your cash (accounts, investments, etc.) and non-cash (real estate, cars, etc.) assets at a glance.

■ Quickly and easily find the services you need with MySamsung.
- Money/Accounts, Investments, Cards, Insurance, Pensions, and Loans
MySamsung is now even simpler with a service-specific structure!
- MyMoney/Accounts: Enjoy the fun of saving and spending in one place with Money/Accounts.
- MyInvestment: Enjoy Samsung Finance's differentiated investment experience with personalized investment information and asset management services.
- MyCard: In addition to checking your usage history, we also recommend personalized benefits.
- MyInsurance: View Samsung Finance insurance information and monthly premiums at a glance, and conveniently file claims.

- MyPension: View Samsung Finance pension information and total pension savings at a glance.

- MyLoans: View Samsung Finance loan information and total loan balance at a glance.

■ See all your benefits at a glance.
- Check your MoniMo membership level and personalized recommendations in one place.

- Check your Jellies, coupons, and LINKs.
- We recommend available benefits, new missions, and challenges.

※ User Guide
- You can use this service even if you are not a Samsung Life Insurance, Samsung Fire & Marine Insurance, Samsung Card, or Samsung Securities member. You can log in using a simple password or fingerprint.
- Fingerprint login is only available for smartphones that support fingerprint recognition and requires one-time authentication upon registration.
- Starting with version 10.3.3, installation and updates are only available for devices running OS 7 or later. For smooth service use, please upgrade your device's OS to the latest version.

※ Cautionary Notes
- To maintain the security of your device, we recommend updating your operating system and antivirus program to the latest version. We also recommend regularly running antivirus programs.
- When using services that involve financial transactions or require personal information, avoid using Wi-Fi from unknown sources or without security settings. Instead, use a mobile network (3G, LTE, 5G).
Data charges may apply depending on your mobile data plan when using the screen service.

※ For inquiries regarding app use
- Email monimo@samsung.com
- Phone 1588-7882

[App Access Permissions]
The following permissions are required to use the app.
* (Required) Phone
- Your phone number is used to complete the identity verification process and connect you to a consultation call.
* (Optional) Storage
- This permission is required for OS 13 or lower by storing app content and images.
However, this permission is required for OS 13 or lower.

* (Optional) Notifications
- This permission is used to receive notification messages.
* (Optional) Camera
- This permission is used to take a photo of your ID when applying for a card, upload documents for insurance claims, scan QR codes for online payments, and perform fingerprint/facial recognition.
* (Optional) Location
- This permission is used to provide vehicle breakdown service.
* (Optional) Contacts
- Your contact list is used to send money and coupons.
* (Optional) Samsung Health
- This permission is used to measure your step count.
* (Optional) NFC
- This permission is used to use your mobile transportation card.
* (Optional) Biometric Authentication
- Used to provide login and authentication services.
* (Optional) Display on top of other apps
- Used when using the Edge Panel feature.
- Digital ARS Use

※ To prevent voice phishing and electronic financial transaction incidents, we may collect and use risk information, such as malicious apps installed on your mobile device.

※ Digital ARS use while displaying on top of other apps (displaying caller information/commercial mobile content): Displaying ARS menus during calls, notifying call purpose, providing screens upon call termination, etc. To opt out of this service or withdraw consent, contact Colgate Co., Ltd. at 080-135-1136.

※ Starting with Android OS 6.0 and higher, mandatory and optional access permissions have been differentiated. Therefore, we recommend updating to version 6.0 or higher. After updating, you must delete and reinstall the app to reset access permissions.

※ Access permissions can be changed by navigating to Settings → Applications → MoniMo → Permissions on your phone. (Location may vary depending on your phone model.)

※ Optional access permissions may be granted without consent, but you can still use the app for other functions.