From Finance to Daily Life - Meet the Biggest S

From payments to asset management and recommendations for various financial products

'Shinhan SOL Pay,' reborn as a comprehensive lifestyle financial platform

What is Shinhan SOL Pay?

- Based on the 'Pay' concept, it is Shinhan Card's comprehensive lifestyle financial platform where you can enjoy not only convenient financial services—including payments, open banking, certificates, and memberships—but also non-financial content such as personalized content, shopping, and discount coupons, as well as smart asset management and various benefits from Shinhan Financial Group through Shinhan Super SOL, all in one place.

■ It's okay if you don't have a Shinhan Card! Signing up is surprisingly simple!

• You can use it even without a Shinhan Card.

• Enjoy all Shinhan Card member benefits with an even simpler sign-up process.

• If you are a Shinhan Card member, register your card (credit/debit) in the app and make payments instantly with the app card anytime, anywhere.

■ My: Gathering all your information at a glance

• Check everything from quick and easy payments to transaction history and benefits right on the home screen.

• We recommend new services or benefits you didn't know about. • We keep you informed so you don't miss important news.

■ Pay: Everything from payments and banking to authentication all in one place

• Easier and faster payments

• Check accounts and transfer funds all at once with Open Banking!

• Check ID, certificates, and memberships all in the Pay tab

• Fast and convenient train ticket booking

• Edge Panel Payment: Pay instantly with a single finger swipe

• Shake Payment: Launch the payment window immediately by shaking the app

■ Discover: Content recommendations tailored to your tastes that know you better than you know yourself

• Today: Packed with new themed content every day!

• A content recommendation community that connects you with people who share similar tastes

• Shopping: A collection of products carefully curated by Shinhan SOL Pay

• Recommendations for coupons, events, and merchants that perfectly match your spending patterns

■ Assets: Check at a glance and manage smartly

• Smart spending management that ensures you spend only where and when you need to

• Check out personalized product recommendations that perfectly fit your asset portfolio ■ Shinhan Financial Group's One-Stop Financial Platform 'Shinhan SuperSOL'

• Check Shinhan Financial Group's financial services and integrated reward services all in one place.

• Conveniently use financial services across banking, cards, investment securities, and lifestyle without switching apps.

• Earn points based on card payments and usage history across group companies.

• My Shinhan Points can be used for payments at online and offline merchants, payments for deposits, savings, funds, and insurance premiums, as well as for paying financial fees.

• Search for 'Shinhan SuperSOL' on the Play Store and install it. You can also access the service through a separate app.

■ Important Notes

• Can only be used on a mobile phone registered under your name.

• Available on Android OS version 7.0 or higher.

• We recommend updating to the latest version for secure financial transactions.

• Cannot be used on phones that have been arbitrarily modified (such as rooted or jailbroken phones) or unverified by Google.

• Cannot be used if the app has been reinstalled via a Google account backup upon changing devices. Please download and install the app again from the Google Play Store to use it.

• Data charges may apply depending on your subscribed plan when downloading the app and using the service.

• Offline payments are available only when connected to a mobile carrier network (5G/LTE/3G, etc.).

• When connected to Wi-Fi, only online payments (PC/mobile payments) are available.

■ Please allow us permissions so we can assist you with more tasks.

[Required]

• Phone: Connecting to consultation, identity verification, and device authentication

When using the mobile transportation card service, the Shinhan SOL Pay app collects the user's phone number and transmits it to an external server for carrier verification, identity identification, and the issuance and use of the transportation card.

This information is transmitted to the servers of T-money Co., Ltd. and carriers SKT, KT, and LGU+ to provide transportation card services, and carrier SDKs (such as SKP_SKT SDK) are used in this process.

[Optional]

• Camera: Recognizes QR and barcode information

• Location: Uses location-based services

• Microphone: Uses services such as sound wave payments

• Notifications: Receives notification messages such as card usage alerts and events

• Calendar: Uses calendar services

• Storage: Stores files necessary for app operation

• Address Book: Uses the gifting service

* You can use the service even if you do not agree to allow optional access permissions.

* You can change your configured permissions in the [Phone Settings > Applications > Shinhan SOL Pay > Permissions] menu.

* Since the service is now available on Android OS 7.0 or higher, please update to version 7.0 or higher before use.

[Geofencing Service Guide]

- To provide instant notifications regarding benefits, discount coupons, and events from nearby stores based on the user's current location, we collect user location data even when the app is closed or not in use. This data is also used to support advertisements.

■ Shinhan Card always listens to your feedback.

• Dedicated Mobile Customer Center: 1544-9955

• Shinhan Card Customer Center: 1544-7000

• Shinhan Card Website: www.shinhancard.com

We plan to continue providing diverse and convenient services through ongoing updates.

We sincerely thank you for always using Shinhan Card.