This app is a dedicated app for Aioi Nissay Dowa Insurance's ``Tough Car Insurance NexT,'' which provides advanced services on your smartphone.
*The “Tough Watching Car Insurance” app/“Tough Watching Car Insurance” app provided to customers of “Tough Watching Car Insurance Plus (dash recorder type)” and “Tough Watching Car Insurance Plus S” This is different from the "Insurance Plus S" app.

■Overview of the “Tough Car Insurance NextT” app
By using a smartphone with this app installed, you can use the following services.

1. "Car navigation function"
By setting a destination within the app, you can perform route searches and navigate to your destination.

2. "Driving diagnosis report"
We will provide you with a driving diagnosis report for each drive and for each month regarding driving trends such as the frequency of sudden acceleration, sudden braking, and excessive speed.

3. “Accident Emergency Notification Service” and “Anytime Notification Service” support initial response immediately after an accident.
When your smartphone detects a large impact, it will notify you. From notifications sent to your smartphone, you can report accidents, provide roadside assistance, and make calls to police and emergency services on your behalf. We quickly and accurately support customers who are worried about an accident, such as arranging for their car to be towed or transported.

4. “Monitoring service” to watch over your family
We provide a service that notifies and shares monthly driving diagnosis reports with pre-designated family members, etc., on their smartphones.

5. AD telemileage
This is a service where you can earn points by taking on initiatives that lead to safe driving. Accumulated points can be exchanged for prizes, making daily safe driving even more enjoyable.
*Cannot be used with Tough Biz Commercial Automobile Comprehensive Insurance.

■Terms of use
For terms of use, please refer to our official website.

■Notes
1. About operating environment
When signing a contract, please make sure that your smartphone meets the following conditions.
[Target version] 9.0 or higher
[Functions required for service provision] GPS
*Even if the target version is met, it may not be available on some models. Please refer to our official website for details.

2. Precautions for use
(1) Please do not operate this application while driving as it is extremely dangerous.
(2) While the app is running, the temperature of the smartphone may rise and the app may automatically suspend or restart.
(3) If your smartphone battery is significantly consumed, please use a charging device.
(4) Do not use, store, or leave the device in high-temperature, high-humidity environments, such as on a dashboard exposed to direct sunlight or inside a car under the scorching sun, as this may cause burns, deformation of the device, battery leakage, malfunction, heat generation, rupture, ignition, and performance or product lifespan. This may cause a decrease in
(5) When using the recording function, it may consume a large amount of battery power.

3. Limitations
(1) Common to all services
① This service may not be available due to mobile phone carrier line failures, GPS satellite failures, radio wave conditions, etc.
②If the GPS function of your smartphone is turned off, we will not be able to provide the service.
③ Errors may occur in the diagnosis results depending on the vehicle type, location of the smartphone, and road environment.
④GPS data may not be obtained and errors may occur in the driving record.
⑤Even if you are not engaging in dangerous driving, it may be recorded as dangerous driving.
⑥During the driving diagnosis, the diagnosis may be interrupted due to calls, emails, or the activation of other applications.
⑦Depending on the smartphone model, there may be errors in the diagnosis results.

(2) If any of the following ① to ⑥ apply, the service user may not be able to use all or part of the service.
① When carrying out maintenance, construction, or troubleshooting of systems managed by our company or partner companies, etc. in order to provide services.
② When the system managed by our company or affiliated companies, etc. to provide services ceases to operate properly due to fire, power outage, damage, failure, etc.
③ When a serious security risk is discovered or foreseen on a smartphone owned by a service user.
④ When a smartphone owned by a service user becomes or is likely to become the source of unauthorized access to a third party connected to the Internet.
⑤When a failure beyond our control occurs due to a natural disaster, war, etc.
⑥ In addition to ① to ⑤ above, when the Company determines that it is desirable to stop the functions of the dedicated terminal or dedicated application.