1a:T4ef,YOUR MONEY, YOUR WAY WITH NETSPEND GET PAID UP TO 5 DAYS EARLY¹  Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.   UP TO $300 IN OVERDRAFT PROTECTION²  Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive. EARN UP TO 6.00% APY ON SAVINGS³  Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.   130,000+ RELOAD LOCATIONS⁵  Add funds at over 130,000 locations nationwide with the Netspend Network⁵. NETSPEND IS GOOD FOR:  • People & families wanting to manage their finances on the go  • Unbanked or underbanked individuals  • Freelancers who need flexibility in their financial solutions   Join millions of customers who trust their money with Netspend. Sign up today⁶! Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶ See Developer Website netspend.com/info/app-terms for full disclosures. © 2025 Ouro Global, Inc.1b:T542,YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹ 
Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.  

UP TO $300 IN OVERDRAFT PROTECTION² 
Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³ 
Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.  

130,000+ RELOAD LOCATIONS⁵ 
Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR: 
• People & families wanting to manage their finances on the go 
• Unbanked or underbanked individuals 
• Freelancers who need flexibility in their financial solutions  

Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.