Tide’s all-in-one business banking platform helps small business owners, start-ups, entrepreneurs, sole traders, and freelancers save time and money with smarter mobile business banking and finance solutions.

Open a fully-integrated UK business bank account to manage business finances, payments, cash flow, savings and access to working capital – all in one optimised mobile business banking app.

Why Tide for Business Banking?
• 1,500,000+ small businesses and entrepreneurs already use our app
• Open a free online business bank account in minutes—no monthly bank fees
• Manage your business finances from any mobile device or desktop

Business Banking Features
• Free business Mastercard – no monthly or hidden bank fees
• FSCS protection up to £85,000 for your account
• Simple switching service for your business bank
• Designed to simplify small business banking, finance management and support growth

Get Paid Fast
• Send custom invoices and match business payments easily
• Use Payment Links for instant business payments
• Accept card payments anywhere with our Mobile Business Card Reader (eligibility applies)
• Improve cash flow and working capital management with faster payments

Save Smarter with Business Savings
• Open a Business Savings Account and earn interest from £1
• Access and manage your business savings anytime in-app
• A simple way for small businesses to grow reserves and plan for future expenses
• Build stronger financial planning and stability with your Tide business bank

Control Expenses with Banking Tools
• Order up to 50 Expense Cards for your business team
• Set card limits and upload receipts to manage business expenses
• Connect Apple Pay and Google Pay to your business bank account for mobile payments
• Track costs and control company spending to manage finances effectively

Mobile Accounting Made Easy
• Tag business income and expenses
• Sync with Xero, QuickBooks, Sage, or give your accountant access
• Automated business profit & loss and VAT reports in the app
• Keep your business finances organised without complex spreadsheets
• Simplify entrepreneur finance management alongside your business banking

Business Loans
• Compare and apply for business funding, credit, working capital, and alternative finance options without affecting your credit score
• Flexible finance options to support small business growth

Secure Mobile Banking
• Freeze or replace lost business cards in-app
• Make international payments with no extra bank fees
• Safe PIN access and instant money withdrawals or deposits

What business owners say:
• “A disruptor in the conventional banking system.” – BBC News
• “Making waves in business banking.” – The Telegraph

Get started:
Download the Tide mobile banking app and open your free business bank account in minutes. Manage your business finances, payments, and savings in one simple mobile app.

Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Address: 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL

Tide is built around our community, and we’re constantly working to improve your business banking and finance experience.
See what’s new: https://www.tide.co/blog/new-feature/

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Become your own boss in 2025. Download the Tide app to get started.