At CredAbility, we help you compare credit cards and loans and see your chances of approval - all without affecting your credit score. Whether you’ve been declined elsewhere or just want to make a smarter choice, we’ve got you covered.

Welcome to the world beyond your credit score.  

CREDIT CARDS MADE SIMPLE  
• Compare credit card offers from across the market 
• See how likely you are to be accepted - before you apply 
• Find the best way to borrow for your needs 
• All based on your credit profile   

KNOW YOUR CREDIT SCORE & REPORT  
• Get your updated credit report every week 
• See what lenders see - and how you shape up 
• Monitor all your credit accounts in one place 
• Track changes and get insights into what's helping or holding you back 
• 100% free, now and always

GET STARTED IN MINUTES  
1. Confirm your pre-filled details 
2. Answer quick security questions 
3. See your credit score and start comparing cards

Personal loan offers are available through CredAbility’s Marketplace from our commercial partners. These offers come with interest rates ranging from 11.22% APR to 99.99% APR, with loan terms varying from 3 months to 5 years. Rates are subject to change without notice, as they are set by our partners, not CredAbility. Other fees, such as settlement or late payment fees, may apply, but these will depend on the specific lender. Please ensure you review the lender's terms and conditions for further details. All loan offers available through CredAbility require an application and approval by the lender, and you may not qualify for the lowest rates or the highest loan amounts.

CredAbility is a trading name of Intelligent Lending Ltd. We are a credit broker not a lender.

Representative example: If you borrow £1,500 over 24 months at an annual interest rate of 51.9% (fixed), Representative 51.9% APR, you would pay £93.85 per month. The total amount repayable will be £2,252.40.

CredAbility is a trading style of Intelligent Lending Limited, company number 04291279. Registered office: White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS. Registered in England and Wales. All rights reserved.

Intelligent Lending Limited is a credit broker, not a lender. Intelligent Lending Limited is authorised and regulated by the Financial Conduct Authority. FCA registration number 310069.