Download the smava loan comparison app and find cheap loans – 100% free and SCHUFA-neutral!
With the smava app you can quickly and easily find the best loan offers from over 20 banks. Complete your loan immediately via the app - securely, transparently and without hidden costs.

Instalment loan conditions overview
Interest rates:
Min -0.40% to Max 19.90% Annual Percentage Rate (APR)
Runtime:
Min. 6 to Max. 120 months
Net loan amount:
from €1,000 to €150,000
Total amount:
from €995.50 to €181,247.51
Example calculation according to PAngV: Net loan amount €20,000.00, 84 month term, 5.39% effective annual interest rate, 5.26% p.a. fixed debit interest rate, 84 monthly. Installments of €285.14 each, €23,951.75 total amount, Lloyds Bank GmbH, c/o Bank of Scotland, Karl-Liebknecht-Straße 5, 10178 Berlin

Your advantages:
✓ Cheap loan offers: Find the right loan at top conditions from over 20 banks.
✓ Free and non-binding: Comparison and advice are free of charge for you.
✓ SCHUFA-neutral credit comparison: Your creditworthiness remains unaffected, no matter how many offers you compare.
✓ Convenient online conclusion: Compare, apply and complete - all in one app.
✓ Cheaper-can't-guarantee*: We are guaranteed to undercut all installment loan offers from German banks or you will receive the difference as a one-off payment!
✓ Secure data transfer: Your data is encrypted and treated confidentially.
✓ Expert advice: Our credit experts will be happy to help you if you have any questions.

Features of the smava app:
✓ Loan comparison & loan conclusion: Find and apply for your loan for any occasion directly in the app.
✓ Loan calculator: Calculate your desired loan with the free loan calculator.
✓ Customer area: You can synchronize your data between your devices via the login.

Why smava?
smava is one of the leading credit comparison portals in Germany. We rely on transparency and fairness - no hidden costs and conditions that can be understood at any time, as well as the highest level of data security and excellent customer service. With the app we offer you a free and SCHUFA-neutral financing comparison that presents you with personal offers from over 20 banks.

*Further information about the guarantee can be found here