Open your online account in minutes and get access to an international VISA card, high-performing eco-friendly savings solutions, and simple, secure budgeting tools. helios is the responsible alternative to traditional online banks: a new way to manage your money online while respecting the planet.

💳 Accounts and Cards
- Current account, Premium account, joint account, youth account, independent account, and eco-friendly life insurance.

- International VISA card, accepted worldwide for withdrawals and payments.

- Physical and virtual cards to secure your online payments.

- Contactless and mobile payments via Google Pay™.

- Fee-free payments abroad for worry-free travel.

- Track your spending in real time and block your card with a single tap, more easily than with a traditional bank.

- A dedicated advisor is available to assist you with managing your online account.

📊 Budget & Savings
- Budget management tools integrated into the app: budget planner, real-time expense tracking.

- Create virtual envelopes to apply the 50/30/20 rule or prepare for a project.

- Manage your budget individually or as a couple: flexible expense splitting (50/50, 70/30, etc.).

- Responsible savings with Helios Vaults to save at your own pace, and high-performing sustainable life insurance.

- Budget planning feature to anticipate your expenses and achieve your eco-friendly savings goals.

- Clear and intuitive transaction tracking in a smooth and secure app.

🛍 Cashback & Loyalty Program
- "All Consumers: A Responsible Business!" program: cashback automatically applied to every payment.

- More than 150 eco-friendly and responsible partners (SNCF Connect, Wedressfair, Toasty, Kazidomi, etc.). - Save up to €160 per year on average.

- Pay online or in-store with exclusive discounts credited directly to your account.

🌟 Premium Account
- All the benefits of a current account with an international VISA card.

- Travel, fraud protection, and repatriation insurance included.

- Concierge service available 7 days a week.

- Ideal for travel and secure payments.

💼 Independent Account
- Account for freelancers with a free SumUp payment terminal.

- 2 VISA cards included (physical + virtual).

- Fee-free payments abroad and secure online payments.

- Dedicated advisor available quickly to support your business.

🔒 Security
- Secure login with strong authentication (2FA).

- 3D Secure to secure every online payment.

- Instantly block and unblock your card from the app.

- Instant notifications to track your transactions.

- Guaranteed deposits up to €100,000.

🌍 Ecology & Transparency
- Your money only finances sustainable and environmentally friendly projects.

- No investments in fossil fuels or polluting industries.

- Reduced carbon footprint: only 131 kgCO2e/€K in 2025, i.e., -73% vs. the average of French banks.

- Transparent publication of the list of financing options on our website and in the app.

📱 Why choose Helios?

- A responsible alternative to traditional online banks.

- Easy-to-open online account with a VISA card and secure mobile payments.

- Budget management, virtual envelopes, responsible savings, and cashback.

- Contactless payments, virtual card, and secure purchases with 3D Secure.

- A clear, secure app designed to combine budgeting, security, and environmental responsibility.

👉 With Helios, you benefit from a secure online account, an international VISA card, advanced budget management features, and responsible savings tools, all accompanied by an eco-friendly cashback program and a transparent commitment to the planet. Switch your current bank account to a Helios account!