SBI Sumishin Net Bank became a part of the NTT Docomo Group on October 1, 2025.
Convenient and secure access for both Docomo and non-Docomo users.

◆ Use the "ATM app" feature to enjoy unlimited ATM transactions free of charge (at Seven Bank and Lawson Bank ATMs).
◆ Smartphone debit card available for immediate use after account opening.
◆ With your My Number card and smartphone, you can open an account in as little as five minutes from application.
*Depending on the application process, it may take some time for your account opening results to be announced.
◆ Secure and convenient transactions without a password.

This is the official smartphone app provided by SBI Sumishin Net Bank.
From account opening to transfers and balance inquiries, you can use this single app for almost all transactions, including foreign currency deposit transactions and various loan applications.

[Key Features]
◆ Open an account with the app - Open your account in as little as five minutes from application!
・Select "My Number Card Scan" as your identity verification method to open your account in as little as five minutes.
・You can also perform initial setup from the app.

◆ "ATM with App" for deposits and withdrawals without a cash card
・Make unlimited deposits and withdrawals free of charge at Seven Bank ATMs and Lawson Bank ATMs nationwide (some exclusions apply).
・Even those without a cash card can use this service to make deposits and withdrawals.
*Smart Authentication NEO registration is required to use the "ATM with App" service.
*Up to 20 ATM transactions per month are free depending on your cash card level.

◆Transfers/Transfers
・Transfer fees to other financial institutions are free up to 20 times per month depending on your level.
・Transfers of up to 100,000 yen are automatically applied to Kotora Remittance, allowing unlimited transfers free of charge. (Only applicable to financial institutions that support Kotora Remittance)
・Features include "Fixed-Amount Automatic Transfer," which allows automatic transfers on a set date each month, and "Fixed-Amount Automatic Deposit," which allows automatic withdrawals from other banks and deposits to our bank account.
・With the "Insufficient Balance Alert" feature, you can receive email and push notifications when the balance in your Yen Savings Account falls short of the scheduled withdrawal amount.

◆The more you deposit, the higher your rewards rate: a debit card.
・If your card is eligible for the Debit Card Point Reward Rate Up Program*, your rewards rate will increase based on the amount you deposit into your Yen Savings Account. (Up to 10,000 points per month)
　※Eligible cards are the Debit Card Point+ (Mastercard®) and the Platinum Debit Card (Mastercard®).
　※Conditions apply to receive the Debit Card Point Reward Rate Up Program benefits.
For details on the conditions, please see https://www.netbk.co.jp/contents/cmp/20250701_003983/
・Debit cards are debited instantly from your bank account, eliminating the need for complicated top-ups and preventing overspending.
・By registering for Google Pay™, you can make contactless payments with your smartphone. Complete your shopping with just your smartphone.

◆ Secure with biometric authentication and no password required with "Smart Authentication NEO"
・By registering for Smart Authentication NEO, you no longer need a web transaction password or authentication number for each transaction.
・It can also be used to approve transactions outside of the app, such as on a PC, preventing fraudulent transfers.

◆ "Purpose-Specific Accounts" for Separate Money Management
・You can create up to 10 purpose-specific accounts, allowing you to manage money you want to keep separate, such as savings for the future or travel expenses.

◆ "SBI Hybrid Deposit" for smooth fund transfers with SBI Securities
・Automate fund transfers with "SBI Securities," a popular option for NISA accounts, eliminating the need for deposits.
・Supports regular, fixed-amount fund transfers, such as installment investments, for smoother investment management.

◆ "Smart Pro Points" allows you to exchange your accumulated points for cash or pay with points.
・Check your "Smart Pro Points" balance, which accumulates points for transactions such as salary receipts, direct debits, foreign currency deposits, and debit card use.
・Accumulated points can be exchanged for cash or JAL miles, or paid as points.

[Other Features]
◆Balance Inquiry/Deposit/Withdrawal Details
◆Real-Time Notifications
◆Yen Deposits/Structured Deposits
◆Foreign Currency Deposits

[Notes]
・Some device limitations may apply.
・If you use the yen symbol (¥) in the passwords you set on our website, ¥ may not be displayed on some smartphones.
In that case, please enter a backslash (＼) instead of ¥.

[Inquiries]
If you have any issues or requests regarding the app, please contact us using the form below.
https://netbk.jp/contactapp

◆ Sumishin SBI Net Bank is recommended for the following people:
・I'm considering opening an online bank account.
・I want to open an account using an online banking app that allows foreign currency deposits.
・I want to manage my foreign currency deposits using a bank account management app.
・I want an online banking app that allows me to deposit funds at convenience store ATMs.
・I want to manage my bank account using an online banking app.
・I want to use internet banking to check my foreign currency deposit balance without going to an ATM.
・I want to simplify bank account management.
・I invest using the SBI Securities stock app and want to easily deposit funds.
・I'm considering opening a bank account for investments such as bonds and iDeCo, and I'm interested in online banking.
・I want to start online banking by opening an account.
・I want to easily check my bank balance using an online banking app.
・I want an online banking app that allows me to apply for a mortgage.
・I want to check deposits to my bank account on my smartphone.
・I want to use an online banking app without going through an ATM. I want to deposit money online.
・I want to check my foreign currency deposits using a bank balance checking app.
・I want to perform banking procedures using online banking.
・I want an online banking app that allows me to manage my bank account at any time.
・I want to open a bank account that can be linked to my d card.
・I want an online banking app that allows me to open bank accounts.
・I want to manage multiple bank accounts all at once.
・I want to use smartphone debit immediately after opening my online banking account.
・I want to use an online banking app and check my bank balance.
・I want to open an online banking account that can be linked to SBI Securities for bond investments.
・I want to use smartphone debit using a banking app, like d Pay Touch.
・I don't want to go to an ATM, so I want to manage my bank account using an online banking app.
・I want to deposit money into my bank account using an online banking app.
・I'm interested in online banking, which allows me to easily check deposits and manage my account.
・I want to easily check deposits into my bank account using online banking.
・I'm interested in an online banking mortgage.
・A I'm interested in internet banking, which allows me to make bank deposits and other banking procedures without going to a bank.

I want a bank balance checking app that lets me easily check my foreign currency deposit balance.

I want to easily open a bank account using a banking app.

I want to start using internet banking.

I'm interested in internet banking, which allows me to manage my bank account without going to an ATM.

I'm looking for a banking app with d Point Card functionality, like the d Payment app or d Smart Bank app.

I want to register for Smart Authentication NEO to manage my online banking account on my smartphone.

I've previously used Docomo's digital account service, "d Smart Bank," and I want to open a new online banking account.

I want to use my online banking debit card like d Payment Touch.

I want to try an online banking app with debit card functionality.

I want to manage separate bank accounts for different purposes.

I want a debit card that allows touch payments like d Payment Touch.

I want to use SBI Securities' I have an account and own a stock app, easy savings app, or smart app.

I want to use an online banking app to open a bank account without going to the bank.

I'm looking for an online banking app that lets me easily check my bank balance.

I've opened an online brokerage account and want an online banking app that lets me make deposits.

I want to register for Smart Authentication NEO and use online banking conveniently.

I want a bank balance check app that also lets me open a bank account.

I want to link Docomo services such as d Payment, d Points, and d Card with Sumishin SBI Net Bank.

I use my online brokerage account to invest in bonds, iDeCo, and Tsumitate NISA.

I want to manage multiple bank accounts with a single app.

I want to easily manage my bank accounts with online banking.

I want to open an online banking account.

I've used the "d Smart Bank" app, a digital account service provided by Docomo, and I'm interested in Sumishin SBI Net Bank, a Docomo Group company.