Whether you need a cushion to cover unexpected expenses, or a small cash outlay, this is the official app for Mitsubishi UFJ Bank's "BANQUICK" card loan, designed to meet your unique needs.

▼Features and Features of this App
■Apply for a New Card Loan
・You can apply 24 hours a day, anytime, even if you don't have a Mitsubishi UFJ Bank account.
・You don't need to visit a branch to apply and sign the contract.
・After signing the contract, you can apply for a loan (borrow) by bank transfer even before receiving your card.
・You can select "Cardless" when applying for a new card loan to suit your lifestyle.

■Check Your Card Loan Usage
・You can instantly check important information such as your "Outstanding Balance," "Available Amount," "Next Repayment Date," "Next Repayment Amount," and notifications from BANQUICK, supporting planned usage.
・You can also view usage details for the past three months.
・You can also tap on your outstanding balance to check your principal balance, interest, and more.

■ Usage (Borrowing/Cash Advance)
- You can apply for transfers (borrowing) 24 hours a day, 365 days a year. Loan funds will be deposited into your current savings account on the same day or the next business day.
- You can search for ATMs that offer cash advances.

■ Repayment
- You can repay from accounts at other banks via this app, free of transfer fees.
- You can check the repayment account you use when transferring funds.
- You can search for available ATMs.

■ Procedures
- You can apply for an increase in your credit limit.
- You can check your contract details and registered information.
- You can change your registered information, such as your address and employment information.

■ Document Submission
- You can submit identification (such as a driver's license) and the latest proof of income.
- "My Number IC Authentication" is available as a method of identity verification when signing up for a new contract.
- For My Number IC Authentication, you only need your Individual Number Card (My Number Card) to complete the process.

■ Repayment Simulation
- Two simulations are available: "Monthly Repayment Amount" and "Repayment Period."

■ Biometric Authentication
- Easily log in using fingerprint authentication.

■ Notifications (Push Notifications)
- Receive notifications about various campaigns, repayment due dates, and more.

▼ Four Reasons to Choose Mitsubishi UFJ Bank's "BANKUICK" Card Loan
[1] When using your BANKUICK Card, you won't be charged any ATM fees or after-hours fees at Mitsubishi UFJ Bank ATMs or affiliated convenience store ATMs!

You can easily borrow and repay at Mitsubishi UFJ Bank ATMs, Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.

[2] Interest Rates Set According to Your Credit Limit
The interest rate for the "BANKUICK" card loan ranges from 1.4% to 14.6% per year, with credit limits from 100,000 yen to a maximum of 8 million yen.

It can be used for a variety of purposes, from small expenses to large sums of money.

[3] Borrow and repay via the app free of charge!
You can transfer loans to your current savings account. You can borrow as many times as you like within your credit limit.
Repayments are also free of transfer fees when made via the app!

[4] Receive notifications via push notifications!
By enabling push notifications, you can receive notifications about various campaigns and payment dates, so you'll never miss out on great deals. You'll also avoid forgetting your payment date!

▼ Mitsubishi UFJ Bank Card Loan "BANKUICK" Product Overview
■ Loan Interest Rate (Effective Annual Rate)
Interest Rate: 1.4% - 14.6% per year
* The loan interest rate (interest rate) varies depending on your credit limit, etc.
* The interest rate is a variable rate and may fluctuate depending on financial conditions, etc.

■Repayment Period
Fastest same day, maximum 6 years and 6 months from the last borrowing date
*Assuming a loan amount of 500,000 yen and an effective annual interest rate of 14.6%
*This is not a financial product that requires full repayment within 60 days. (Based on the "Banquic" Card Loan Loan Regulations) https://www.bk.mufg.jp/regulation/banquic_loan.html

■Example of Total Card Loan Costs
Loan Amount: 500,000 yen, Effective Annual Interest Rate: 14.6%
Number of Repayments: 78 installments, Total Repayment Amount: 775,050 yen
*This is a reference value calculated using a repayment simulation.
*Actual repayment amounts may differ depending on your transaction status. For details, please refer to the product description.

■Loan Limit
100,000 yen to a maximum of 8 million yen
*The loan limit is determined based on the results of your application. It may be increased depending on your usage.
*If you wish to request a loan limit exceeding 500,000 yen, you will need to submit proof of income.
*You can borrow as many times as you like within your credit limit.

■Minimum Repayment Amount
¥1,000 per installment
*Minimum repayment amount varies depending on the interest rate and loan balance.

■Guarantor
Not required (guarantor provided by Acom Co., Ltd.)

■How to Use (Borrow)
≪Borrow by Bank Transfer (Full Amount or ¥10,000)≫
By applying through this app, your member page, or by phone, the loan amount will be transferred to your checking account under the name "Gohonnin." There are no bank transfer fees.

≪ATM Borrowing/Cash Advances (¥1,000 Increments)≫
You can use your Bank Quick Card to withdraw your loan from Mitsubishi UFJ Bank ATMs, Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
There are no ATM usage fees or after-hours usage fees.

■ Repayment Methods
≪Repayment by Automatic Payment (Direct Debit)≫
You can make repayments via automatic payment from your Mitsubishi UFJ Bank checking account.
There are no transaction fees.

≪Repayment at an ATM≫
You can use your Bank Quick Card to make repayments at Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
There are no ATM usage fees or after-hours fees.

≪Repayment by Bank Transfer≫
You can confirm your unique repayment account in this app or on your member page, and then make a bank transfer free of charge.

■ Product Details/Instructions
For product details and instructions for the Bank Quick card loan, please visit the Mitsubishi UFJ Bank website.
https://www.bk.mufg.jp/kariru/banquic/shosai/index.html

■Privacy Policy
https://www.bk.mufg.jp/kojinjouhou/houshin.html

▼Points to Note
- When applying, Mitsubishi UFJ Bank, Ltd. and the guarantor (Acom Co., Ltd.) will conduct a screening process. Depending on the results of the screening, we may not be able to accommodate your request. Please note that we cannot answer any questions regarding the screening process.
- Applications are open to individual customers aged 20 to 65 who reside in Japan, have a stable income, and are guaranteed by the guarantor (Acom Co., Ltd.). Foreign nationals must have permanent residency.
- Lawson Bank ATMs are only available at ATMs with the "Lawson ATM" mark.
- If you repay by bank transfer, a specified fee may apply. Transfer fees are free if you use Mitsubishi UFJ Direct, the BankQuick app, or the member page.
・The app is free to use, but customers are responsible for packet communication charges for downloading and use.

・MUFG Bank outsources the operation and management of various application pages for its "BANKUIC" card loan service to Acom Co., Ltd., and the domain name of the URL after the transition link may be loan-alliance.com.
・When using this product, we recommend planning your borrowing schedule with monthly repayments in mind.

▼Tested environment for this app
Android 12.0/13.0/14.0/15.0/16.0
*Operation has been tested on representative smartphones that support the target OS. Depending on the device you are using, there may be restrictions on some transactions, screen display, etc.

*"BANKUIC" and "BANKUIC" are registered trademarks of MUFG Bank, Ltd.

(As of March 9, 2026)