[About New User Registration]
This app can be used even by those who do not have an account with Sumitomo Mitsui Trust Bank. The information required for user registration is as follows:
* Email address
* Login password (set on the registration screen)
* Date of birth
[Main Functions Provided by This App]
● Life Plan Simulation
In two easy steps (inputting information about yourself, your family, income, housing situation, etc.), you can estimate the money you will need in the future. Furthermore, by inputting detailed life events, you can gain a more accurate outlook.
In addition, hints will be displayed according to the results, which can be useful in considering measures such as asset building.
● Household Budget
With Money Forward's account linking function, you can link a wide range of information, including accounts other than Sumitomo Mitsui Trust Bank, credit cards, defined contribution pensions, etc., and manage monthly income and expenses and asset information all in one place.
● Information Provision on Asset Building and Life Planning
We will deliver useful information unique to a trust bank that you should know in the era of 100-year lifespans through column articles and other means. By turning on notifications, you can check new information in a timely manner. [Operating Hours]
24 hours a day, 365 days a year
However, the app is unavailable during the following system maintenance times:

Every second Tuesday of the month, 0:00 AM to 6:00 AM
In addition, new user registration and some functions such as the household budget function are unavailable every Tuesday and Friday from 2:00 AM to 4:00 AM.
[Recommended Environment]
This app is for smartphones only. Please use it in the following environment:
Android: 14, 15, 16
・Even in the above recommended environment, it may not be usable depending on the model and device settings.
・When using on a tablet device, it may not function properly.
[Help]
●User Guide
We will guide you through the main operation methods with images.
https://www.smtb.jp/personal/app/guide
●Frequently Asked Questions
We will answer a wide range of questions in a Q&A format.
https://faq.smtb.jp/category/show/357?site_domain=default
[Notes]
・Downloading and using this app is limited to within Japan. * To prevent the download of fraudulent (fake) apps, please download this app from "Google Play".

* The app screenshots shown may differ from the actual app.

* Functions and features may be changed without prior notice.

* Prior setup is required to log in to internet banking or use biometric authentication.