"See all your assets at a glance"
OneStock is an asset management app jointly developed by Nomura Securities and Money Forward! It helps you visualize your assets and enrich your life.
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◆OneStock Features
1. Centralized Asset Management
2. Visible Asset Lifespan
3. Asset Diagnostics
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◆Overview
[Centralized Asset Management]
・See all your assets at a glance
The account aggregation feature centralizes asset management across multiple financial institutions with automatic updates, allowing you to understand the overall picture and balance of your assets.

Linkable Assets:
Deposits, MRFs, Foreign Currency Deposits, Foreign Currency MMFs, Domestic Stocks, Stock Options, Foreign Stocks, Domestic Bonds, Foreign Bonds, Investment Trusts, Cryptocurrencies, Margin Trading, FX, CFDs, Defined Contribution Pension Plans, Public Pension Plans, Insurance, Precious Metals, Real Estate AI Appraisals, Loans
*Data linking may not be possible with some financial institutions and accounts.
*Automatic updates are not available for some financial institutions.
・Group Feature
You can organize assets linked to OneStock into groups based on asset characteristics, such as purpose or name, regardless of asset type or financial institution.

[Visualize Asset Lifespan]
With the cooperation of Nomura Securities' Pension Research Department, which is an expert on Japanese pensions and retirement benefits, we have developed a function to calculate asset lifespan by combining years of accumulated know-how and statistical data. With minimal input, you can find out the remaining term (asset lifespan) of your current assets.

[Diagnose Your Assets]
・Asset Report
Monthly and annual report features allow you to view the overall trend of your assets and the performance of individual stocks.

・Consider Monthly Savings
Based on answers to questions related to life events such as future real estate purchases and children's education, OneStock calculates the monthly savings required to achieve your life plan. You can compare the calculated savings with your current savings. It also breaks down the monthly savings required to achieve your life plan into deposit amounts and installment investment amounts, and displays the allocation ratios.

・Your Situation
Diagnose your financial situation by comparing your total assets and asset composition with users with similar financial assets and attributes.

[Analyze Your Assets]
・Review Your Asset Allocation
We will recommend a portfolio based on five simple questions and your asset information. You can also visualize your current portfolio and understand any discrepancies with the recommended portfolio. We will also suggest an appropriate amount of your total assets to invest based on your asset information and estimated asset lifespan.

・Understand the Breakdown of Your Asset Management
Mutual fund investments, defined contribution pension plans, ETFs, etc., which are composed of various asset classes (e.g., stocks, bonds, etc.), are broken down by asset class, and each asset class's valuation and percentage of total assets are displayed.

◆About OneStock
"One"
It is a numerical term meaning one, but it also means "to unite" or "collect."
In other words, it refers to "individuals" (asset assets dispersed across multiple financial institutions) as well as the aggregate that brings them together. We have developed an asset management tool that lets you see all your assets at a glance.

"Stock"
"Assets accumulated at a certain point in time."
As you know, everything can be said to be the result of a series of small actions.
And the act of accumulating assets not only allows you to grasp your current situation, but also serves as proof of the process, the hard work you've put into building them in the past, and the assets you've inherited from loved ones. The true purpose of this app is to visualize and properly manage your important assets, eliminating vague anxieties and providing support with an eye to the future.

OneStock means "to consolidate important assets" (stock) into one, and it embodies the idea of accumulating each asset (one) for the future. We developed this app to realize these goals in your hands.

◆About the Icon
The icon's collection of boxes is inspired by the balance sheet, the foundation of personal financial consultations and corporate financial strategies. The icon was created using the golden ratio for visual aesthetics and to express the balance that is important for properly managing assets and portfolios, which is the app's value proposition.

◆About Premium Service
[Premium Service Fees]
Monthly Plan: ¥550/month (tax included, automatically renewed)
Semi-Annual Plan: ¥2,880/semi-annually (tax included, automatically renewed)
Annual Plan: ¥5,400/year (tax included, automatically renewed)
*The semi-annual and annual plans are available at a discount compared to the monthly plans.

◆Note
Please be sure to read the "Terms of Use," "Premium Service Terms of Use," "Privacy Policy," and "Service Policy" before using the service.

Terms of Use
https://www.nomura.co.jp/onestock/terms/termsofuse.html

Premium Service Terms of Use
https://www.nomura.co.jp/onestock/terms/termsofpremium.html

Privacy Policy
https://www.nomura.co.jp/guide/privacy.html

Service Policy
https://www.nomura.co.jp/onestock/terms/servicepolicy.html

[Disclaimer Regarding Information on Real Estate AI Appraisal Prices, etc.]

- The information on real estate AI appraisal prices, etc. provided through this Service (hereinafter referred to as "this Information") is collected and analyzed by Co-Rabbit, Inc. (hereinafter referred to as "our company") using proprietary methods. Users shall use this Information as reference information for asset management, including real estate.

- Users shall use this Information with the understanding that real estate transaction prices vary depending on individual factors such as area, shape, and frontage road conditions, and that prices may differ even for the same property depending on the circumstances of the transaction.

- Users acknowledge in advance that we make no guarantees regarding the currency, authenticity, safety, appropriateness, or usefulness of this information, or the reliability of brokerage and purchase. We assume no responsibility for any damages arising from this information.

- We may temporarily suspend the provision of this information due to maintenance, failure recovery, service modifications, natural disasters, emergencies, or other reasons.

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Nomura Securities Co., Ltd.
Financial Instruments Business Operator, Kanto Regional Financial Bureau (Financial Instruments Business), No. 142
Member Associations: Japan Securities Dealers Association, Japan Investment Advisers Association, Financial Futures Association of Japan, Type II Financial Instruments Business Association