1. Information on Credit Recovery Committee

""Credit UP Debt DOWN"

◀Debt (debt) problem, consult with the Credit Recovery Committee!▶

The Credit Recovery Committee, established in 2002, is a special public corporation pursuant to the 「Act on Supporting Financial Lives of the Commonwealth」 and provides support for interest rate adjustment, repayment period extension, and debt reduction to those who have difficulty repaying their debts normally.

■ You can apply for the credit recovery committee debt adjustment system through the APP.
- In the case of delinquency before 30 days, 'Debt adjustment before delinquency (expedited debt reconciliation)'
- In the case of delinquency between 31 and 89 days, 'interest rate debt adjustment (pre-workout)'
- If overdue for more than 90 days, 'Debt Adjustment (Individual Workout)'

※ If you see a white screen when running the app, please update Chrome and then run it again.
After that, if you have the same symptoms, please contact the counseling center.

※ Credit Recovery Committee Consultation Center No. 1600-5500 (Weekdays 09:00 ~ 18:00)
※ Consultation with the Credit Recovery Committee is free. (Beware of illegal legal brokers)
※ The Credit Recovery Commission is a special public corporation established by the 「Act on Supporting Financial Lives of the Common People」.

2. Loan interest and repayment period

※ Repayment period: minimum 6 months to maximum 5 years
※ Interest and fees: Maximum annual interest rate of 4%, no additional fees
※ Total loan cost: No loan cost

3. Security-related information (access rights, etc.)

※ Information Use ※
．The service cannot be used on terminals whose operating system has been tampered with, such as rooting.
．In the 3G/LTE/5G flat rate plan, data charges may apply when the capacity is exceeded.
Please take care to protect your assets safely.
．Supported OS: 6.0 or higher (latest OS upgrade recommended)
．Target: Cyber member of the Credit Recovery Committee

We will guide you as follows about the access rights used in the app. Access rights are divided into essential access rights and optional access rights, and in the case of selective access rights, you can use the app even if you do not agree to the permission.

■ Optional access rights
· File and Media: Stores the certificate with device photo, media, and file access rights, and uses it to check whether the OS has been tampered with to enhance security.
· Phone: Used to connect to the credit recovery committee and set the PUSH environment with the right to make and manage calls.
Camera: Access to the photo taking function, used for ID and document shooting.

■ If you are using an existing installed app, you must delete and reinstall the app to set access rights.