[Service Guide]
■ Credit Loans Completed with a Single App
• Check the optimal limit and interest rate for you without entering complicated information
• Apply for a loan, submit your ID, and submit documents all through the app

■ Additional Loan Benefits for Lotte Capital Credit Loans
• Existing Lotte Capital credit loan users can also apply for additional loans.
• Check the available limit and interest rate, complete the application, and receive immediate deposit.

■ Easy Loan Management

• Check all your current loans at once and repay immediately.

• Securely and easily store loan-related documents.

■ Convenient Usability
• Easy-to-understand user-friendly screen and design system
• Provides various home screens to suit your needs.

[User Guide]

To use various transaction services, you need a private certificate (e.g., Toss, Kakao, etc.) or a joint certificate. You can import the joint certificate from your PC to your smartphone and use it. ※ How to import from a PC: PC website (Joint Authentication Center > Export Joint Certificate > Copy Joint Certificate > Select Lotte Capital Mobile Banking App > Joint Authentication Center > Import Joint Certificate)

[Usage Precautions]

Please note that additional charges may apply depending on your data plan when using the service via mobile networks (3G/LTE/5G).

For other service usage instructions and inquiries, please contact Customer Center > ARS Service.

[App Access Permissions]

※ Required Permissions
• Phone: ARS authentication
• Camera: Take a photo of your ID when applying for a loan
• Storage: Temporarily save and delete ID photos
• QUERY_ALL_PACAGE permission: This permission is used to search all apps installed on your smartphone
and detect and block malware.
※ Optional Permissions
• Location: Take photos for inspection of leased items
(You can still use the app without granting optional permissions, but some services may be restricted.)