* Daishin CYBOS Touch's Exclusive Features

Designed to take mobile devices into account, CYBOS Touch offers fast access anytime, anywhere, and allows anyone to easily use the service with minimal effort.

- Simply log in to your account once and quickly check market prices without additional logins.
- Internet banking customers can quickly access banking services by simply entering their public certificate.
- Even without a Daishin Securities account, you can experience all features, including price inquiries and order placement, through the "Try It" feature.
- Daishin Securities offers the "Oasis" service, which identifies stocks through various internal verification processes.
- The "Automatic Sell Order" service is available for risk management of your balance.
- Interested stock groups and notes are shared between HTS and mobile.

* Main Services Provided

1. Stocks
- Current Price
- Stocks of Interest
- Stock Charts
- Cash/Credit Orders
- Automatic Orders
- Lightning Orders (One-Touch Orders)
- Pending Orders
- Stock Executions and Account Balance
- Current Prices, Orders, Executions/Balances for Other Listed Securities

2. Investment Information
- Corporate Information
- Thematic Analysis
- Investor-Specific Trading Summary
- News/Public Announcements
- Indexes/Exchange Rates
- Global Stock Markets

3. Investment Focus
- Expert Interest
- Stock Search
- Target Price Setting
- Market Analysis

4. Futures and Options
- Weekly/Nightly Futures and Options Current Prices
- Weekly/Nightly Futures and Options Orders
- Weekly/Nightly Futures and Options Executions and Account Balances
- Futures and Options Daily P&L

5. Overseas Stocks
- Real-Time Stock Price Tracking for US, Chinese, Japanese, and Hong Kong Stocks
- Orders, Executions/Balances
- US Pending Orders
- Overseas Futures and Current Prices, Orders, Executions/Balances
- Overseas Investment Information, News, Economic Indicators
- Foreign Exchange

6. Financial Products
- Fund Search, Fund Orders, Fund Transaction Balance
- ELS Subscription Products, ELS Subscription/Cancellation, ELS Notices, ELS Balance
- Exchange-traded/Over-the-Counter Bonds, Orders, Transactions/Balance
- Electronic Short-Term Bonds
- Pension Transfer and Distribution Application

7. Banking
- Banking Home
- Transfers, Transfer Results Inquiry
- General Balance
- Speed Loan
- Integrated Account Opening

8. Preferences
- Home Screen Settings
- Customized Menu Settings
- Screen Zoom Settings
- Certified Authentication Center
- Integrated Security Center

For inquiries and suggestions regarding Daishin Securities CYBOS Touch, please visit the Daishin Securities website (http://www.daishin.com) under Customer Center > Customer Inquiry or contact the Financial Support Center at 1588-4488.

Daishin Securities offers two apps: CYBOS Touch is exclusively for customers using branch services, and CREON is exclusively for online customers.

Customers who do not wish to use branch services can enjoy lower fees through CREON.
(CREON's economical stock commission rate of 0.015%)

To use the CREON service, please install "Daishin Securities CREON" from the App Store or other app stores and open a non-face-to-face account.

We appreciate your continued support of Daishin Securities, and we will continue to strive to provide you with improved services through continuous updates.

[Notice on App Access Permissions]
※ In accordance with the new Article 22-2 of the [Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.] and the revised Enforcement Decree, the access permissions required to provide Daishin Securities mobile services are as follows:

[Required Access Permissions]
- Storage: Permission to save/read files for app use (device photos, media files)
- Phone: Permission to check device information and status, and to connect to customer service
- Installed Apps: To prevent electronic financial transaction incidents, only apps installed on the device that may pose a threat are collected.

[Optional Access Permissions]
- Camera: Permission to take photos (used when taking a photo of your ID card, a non-face-to-face real-name authentication method)
- Location Information: Permission to search for your location to find branch locations
- Address Book: Permission to access your address book friends list when sharing app introduction messages, current stock prices, events, etc.
- Microphone: Permission to select stocks via voice input or voice recognition during chatbot consultations.

※ You can still use the essential services without consenting to optional access permissions, but some necessary functions may be restricted.

[Customer Investment Notice]
*This financial product is not protected under the Depositor Protection Act. *Loan interest rates (credit interest rates) range from 0% per annum (applicable for 1-7 days, after which the interest rate will be applied based on the period) to 9.5%.
*Before investing (contracting), listen to the explanation and read the product description/terms and conditions.
*Principal losses (0-100%) may occur due to asset price fluctuations, exchange rate fluctuations, credit rating downgrades, etc., and are attributable to the investor.
*Domestic stock trading fees range from 0.196% to 0.197% (including KRX and NXT). Please refer to the website.
*Overseas stock trading fees range from 0.25% to 0.3%. Please refer to the website.
*For US stock trading, there is no transaction tax (SEC Fee) applied upon sale (subject to change).
*China/Hong Kong stock trading taxes range from 0.05% to 0.1%. Japan trading taxes are not applied (subject to change).
*Excessive borrowing compared to repayment capacity may result in a decrease in your personal credit score and disadvantages related to financial transactions.
*If the appropriate collateral ratio is not met, Note on the Arbitrary Disposition of Collateral Securities

*Daishin Securities Compliance Officer Review No. 2025-0892 (October 14, 2025 - October 13, 2026)