In the age of artificial intelligence, investment is also with AI! All investment pints in the world are easy

■ AI investment, where AI automatically invests when you select the desired strategy
• AI buys and sells stocks according to the stock and bond ratio you set
• You can also include desired individual stocks in your portfolio with the 'Add stock' function
• Select preferred styles such as AI type, value type, growth type, and dividend type
• Transparent notifications whenever AI buys and sells stocks
• Automatic rebalancing managed by AI by analyzing financial data

■ Aggressive investment for high returns, US/Korean stock investment
• Select stocks with a high probability of rising in 6 months
• Select TOP 20 stocks using AI machine learning technology
• Algorithm verified with operating performance for more than 6 years
• Select US stocks or Korean stocks according to your preferred market

■ If you want stock returns and high dividends, US dividend stocks
• Select stocks with high dividend yields and dividend growth rates
• Select US stocks with a high probability of rising in 6 months

■ Long-term investment to manage risk, global ETF
• Diversified investment in ETFs that reduce risk of loss in stocks, bonds, and raw materials
• From tax benefits to excellent pension savings for retirement preparation

■ My retirement pension customized AI trainer, IRP consulting
• Suggestions by analyzing investment tendencies, asset management styles, retirement timing, etc.
• AI recommended stocks, customization such as adding stocks that I want
• AI solves the hassle of trading with bulk orders

■ Investment returns and tax benefits at once, ISA consulting
• Pintman's differentiated ISA customized strategy
• Asset rebalancing in response to market changes
• Systematic operation support from payment to tax benefits

■ If you want a new US stock investment strategy, general consulting
• US Next Paradigm Strategy for investing in US stocks that will rise next
• US Governance Strategy for investing in sustainable companies

■ If you seek regular income through investment, monthly dividend investment in dollar bonds
• Pursuing stable investment returns every month
• Pursuing monthly dividends with interest income from US listed short-term bond ETFs

■ In the era of high interest rates, stable interest income, KRW bond investment
• Pursuing excess returns compared to market interest rates
• Investing in maturity matching bond ETFs

■ With a small amount Global diversified investment in various funds
• Creating strict assets starting with just 10,000 won
• Suitable for long-term investment with fund investment that increases the value of small investments

■ US/Korea theme investment that selects popular themes and promising stocks to invest in
• Selecting the TOP 50 of popular themes with high growth potential, constantly updated
• Creating a portfolio with desired themes and stocks, AI automatically trades
• AI provides TOP 6 by theme, recommended portfolio, and stock score

■ More convenient with automatic transfer investment option
• AI algorithm specialized in achieving target amount, goal achievement investment
• Steady investment that shows its true value in volatile market conditions

■ Investment where supporters and newbies achieve goals together, Win-Win Account
• Lower fees when sending necessary advice and support to newbies
• Investment support fund received when setting investment goals and investing together with supporters

■ Endless benefits for 4,900 won, Pint Plus
• Theme investment, expanded to 10 pies, expanded to 30 stocks in pies
• Maximum monthly sales when selling theme investment 10,000 won cashback
• AI investment, up to 5,000 won cashback per month
• Steady investment, up to 2,500 won cashback per month
• Fint card, small change investment, up to 2,500 won cashback per month
• Investment and savings at the same time, a new concept investment life

■ Investment news and analysis that are difficult to keep track of at a glance
• 'Investment A to Z' that easily explains investment terms seen in the news
• 'Today's famous quote' that finds the key to investment from the thoughts of investment experts
• Current market situation as seen from overseas, 'Current Wall Street'
• 'Issue Focus' to check emerging issues in domestic/overseas investment markets
• 'Corporate Spotlight' if you are curious about where and how to use the news you just saw

■ Fint Customer Center
• KakaoTalk @fint
• Phone 1644-8880
• Email support@fint.co.kr

Hello. This is December & Company, which operates AI investment service Fint. Since its establishment in 2013, Pint, which has been in development and operation for 11 years, has grown rapidly thanks to the support of our customers. Based on a customer-centered mindset and outstanding technology, we will continue to work hard for a world where anyone can easily invest!

Thank you for always using Pint.

December & Company Compliance Supervisor Shim Sa-pil No. 2025-226 (2025.07.08 ~ 2028.07.07)
• (Unprotected Financial Product) This financial product is not protected under the Depositor Protection Act.
• Investment contracts may result in partial or full loss of the investment principal due to fluctuations in asset prices, exchange rates, etc., and such losses are attributed to the investor.
• Investors have the right to receive sufficient explanations from our company regarding investment contracts (delegation and advisory), and must read the product description and terms and conditions before investing.
• The commission for investment delegation contracts is a basic commission. • The basic fee for the investment agency contract is 0.768% per annum (0.064% per month) (December ISAAC asset allocation domestic, overseas, and fund types)/1.176% per annum (0.098% per month) (December US stock solution, December Korean stock solution, December US stock model W) and is collected in arrears every month.
• The fee for the retirement pension investment agency contract can be either the basic fee or the mixed fee.
• (When selecting the basic fee) The basic fee for the retirement pension investment agency contract is the basic fee, and the basic fee is 0.064% per month (0.768% per annum) and is collected in arrears every month. • (When selecting a mixed fee) The mixed fee of the retirement pension investment agency contract is collected by mixing the basic fee and performance fee, and the basic fee is 0.042% per month (0.504% per year) and collected monthly, and the performance fee is agreed upon with the customer.
• The fee of the AI investment advisory contract charges a basic fee, and the basic fee is 0.768% per year (0.064% per month) (Pint ETF strategic investment advisory)/1.176% per year (0.098% per month) (Pint stock strategic investment advisory) and collected monthly.
• The fee of the theme investment investment advisory contract charges a fixed fee, and the fixed fee amount is KRW 4,900 per month.
• The robo-advisor does not guarantee investment or profit achievement suitable for the customer.
• Passed the robo-advisor test bed. • The results of the Robo Advisor Test Bed review do not guarantee the quality or profitability of the algorithm.
• The Robo Advisor algorithm used for customer investment is the same as the algorithm used for test bed operation, but the rate of return for each customer account may differ slightly from the test bed public rate of return depending on the contract holder's option selection, operation start time, and order execution time.
• Additional fees, commissions, securities transaction costs, and other costs may be incurred.
• (Pension savings) Investment commission/advisory fees are received from the pension savings account, which may affect the tax deduction amount or result in the imposition of other income tax (16.5%).
• (IRP/Pension) If the pension savings contract is terminated before the end of the contract period or received in a form other than pension after the end of the contract period, other income tax (16.5%) may be imposed on the principal and income for which tax deductions were received.
• (ISA) In case of early termination or notification of ineligibility by the National Tax Service, the equivalent amount of income tax to which the special tax treatment was applied will be retroactively collected.
• (Brokerage) Investors directly select and manage the target products for brokerage ISA.
• (ISA) Since domestic listed stock trading profits are tax-exempt, even if a loss occurs in a domestic stock fund, it is not offset against profits from deposits or other funds within the ISA.
• Pint is an investment agency service of December & Company.
• Pint IRP investment agency is an investment agency service of December & Company.
• Pint AI investment consulting is an investment consulting service of December & Company.
• Pint Theme investment consulting is an investment consulting service of December & Company.