Saro Loan provides a flexible revolving Line of Credit, allowing you to access funds whenever needed without the hassle of repeated applications.

Once approved, your credit limit remains available for multiple withdrawals throughout its validity.

You maintain full control over your finances by paying interest only on the actual amount withdrawn and the number of days used; any untouched credit incurs zero cost, functioning as a reliable financial safety net.

Product Details:
Credit Limit Range: ₹2,000 to ₹120,000
Monthly Interest Rate: 1.8%
Term: 270 to 365 days
Interest Rate: Enjoy a low annual rate of up to 21.6%
Validity: Secure your credit line for up to 24 months

Cost Breakdown Example:
Get a clear look at how your interest is calculated when you draw from your credit line:
Principal Amount Drawn: ₹20,000
Annual Interest Rate: 21.6%
Term: 365 days
Interest Accrued: ₹20,000* 21.6% = ₹4,320
Total Amount Payable: ₹24,320

Why Choose Saro Loan?
One-Time Approval: Apply once and enjoy a reusable limit for a full year.
Pay-As-You-Go: No interest is charged on your unused credit limit.
Flexible Withdrawals: Take what you need, when you need it, within your approved limit.

How to Apply:
Install the Saro Loan app from Google Play.
Register using your mobile number.
Complete your profile and upload KYC documents.
Once approved, your credit limit is ready for immediate withdrawal.

Our Commitment to Transparency:
We prioritize clarity. Our standardized interest model ensures every user enjoys the same fair, transparent, and pay-as-you-go pricing—no hidden surprises. We use bank-grade SSL encryption to ensure your personal data is 100% secure and never shared without your consent.

Contact Us:
Email: help@sarojanil.com
Working Hours: Monday to Friday, 9:00 AM – 6:00 PM