SwipeLoan - Instant Loan

SwipeLoan is an online loan facilitation platform designed to connect users with registered NBFCs for quick and easy credit access. We do not provide loans directly but enables loan applications through trusted RBI-registered NBFC partners, including:

Key Features (Currently Available)
✔ KYC Verification – Complete your KYC by uploading PAN, ID proof, and address proof.
✔ Credit Score Check – Instantly check your credit score before applying for a loan.
✔ DMAT Account Opening – Open a DMAT account through our integrated web link.
✔ Business Loan Application – Apply for a business loan via a direct NBFC link.
✔ Insta Fund Access – Browse eligible NBFCs and apply for loans through our Insta Fund feature.

Note: The loan application, disbursal, and repayment features are coming soon. Stay tuned!

Planned Loan Products
✔ Loan Amount: ₹5,000 - ₹1,00,000
✔ Loan Tenure: 91 days to 365 days
✔ Annual Percentage Rate (APR): Up to 35% per annum
✔ Processing Fee: ₹500 - ₹5,000 (depending on tenure & amount)
✔ GST: 18% on processing fee

Example Loan Calculation:
For a ₹5,000 loan at 24% annual interest for 91 days:
Interest: ₹299
Processing Fee: ₹100
GST on Processing Fee: ₹18
Total Repayment Amount: ₹5,417
Effective APR: 33.45%

Why Choose SwipeLoan?
✔ Trusted NBFC Partners – Loans are facilitated through RBI-registered NBFC like Chinmay Finlease Limited.
✔ Fast Processing & Disbursal – Once live, loans will be processed in minutes.
✔ Flexible Repayment Options – Choose repayment periods from 91 to 365 days.
✔ 100% Digital & Paperless – No need for physical paperwork.
✔ Safe & Secure – Your data is protected with industry-standard encryption.
✔ No Collateral Required – Apply for a loan without pledging any assets.

How to Apply?
1️⃣ Download & Register – Sign up with your mobile number.
2️⃣ Complete KYC – Upload PAN, ID proof, and address proof.
3️⃣ Check Credit Score – Get instant access to your credit report.
4️⃣ Select Loan Partner – View available NBFCs via Insta Fund and choose the best option.
5️⃣ Apply & Get Funded – Loan disbursal is handled by the selected NBFC partner.

Eligibility Criteria
✔ Indian Resident (Must be an Indian national)
✔ Age 21+ (At the time of loan application)
✔ Stable Monthly Income (Employment/Self-employment required)
✔ Annual Household Income of ₹3,00,000+
Note: "Household" refers to a single-family unit, including husband, wife, and unmarried children over 21 years old.

Available Loan Products
✔ Insta Funds
✔ Personal Loan
✔ Business Loan
✔ Medical Loan
✔ Home Loan
✔ Loan Against Property
✔ Education Loan
✔ Loan Against Mutual Fund
✔ Credit Card
✔ EV Bike Loan
✔ Used Car Loan
✔ Open Demat Account

Our Lending Partners (RBI-Registered NBFCs)
SwipeLoan partners with the following RBI-registered NBFCs for loan facilitation:
✔ Chinmay Finlease Limited (https://www.chinmayfinlease.com/)

These lending institutions manage loan approvals, disbursals, and repayments directly.
Disclaimer: SwipeLoan is not a direct lender. All loans are provided by our NBFC partners in compliance with RBI guidelines.

Contact Us
📧 Email: info@swipeloan.in
📞 Phone: 08037475441
📍 Address: #1205, Gera's Imperium Rise, Hinjewadi Phase 2, Pune - 411057

Important Note
SwipeLoan is a digital loan platform that helps you find the best loan offers based on your profile. We collect and verify your details, match you with multiple RBI-registered lenders, and show you eligible options with interest rates, tenures, and loan amounts—so you can choose what suits you best. Note: SwipeLoan is not a lender. Loans are provided by our NBFC and bank partners as per RBI guidelines.

**Please review loan terms carefully before applying.**