“Paisabazaar is India’s No.1 All-in-One App for FREE Credit Score & CIBIL Score Check, Instant Personal Loan and Mobile Recharge & Bill Payments”

Paisabazaar is a trusted personal finance app that helps you check your Credit Score & CIBIL Score FREE, compare and apply for a Instant Personal Loan from 30+ Banks and NBFCs. Choose from 100+ Credit Cards and recharge your Mobile, pay bills online with the Paisabazaar App.

Over the last 12 years, Paisabazaar has earned the trust of 5.7 Crore+ consumers across 860 cities.

✔️ Why Choose the Paisabazaar App?
👉 Check FREE Credit Score across all 4 Credit Bureaus
👉 Wide choice of Loans and Credit Cards
👉 Pre-approved Instant Personal Loan
👉 Loan certainty with high Chances of Approval
👉 Mobile Recharge & Bill Payment Online
👉 End-to-end digital processes
👉 Secure, digital and unbiased platform
👉 Trusted by 5.7 crore Indians

✔️ Key Features of Credit Score & CIBIL Score App:
👉 Free Credit Score check from credit bureaus including CIBIL
👉 Instant access to your latest credit score
👉 Monthly Score updates to track changes
👉 Credit health insights to improve eligibility
👉 CIBIL reports in regional languages

✔️ How to Improve Your Credit Score / CIBIL Score?
👉 Track your Credit Score regularly on the Paisabazaar app
👉 Subscribe to our exclusive Credit Health Report for deep insights to improve score

✔️ Features & Benefits of Paisbazaar Instant Personal Loan App
👉 Personal Loan amount up to ₹40–50 lakh
👉 Pre-approved Personal Loan offers
👉 Zero to Minimal documentation
👉 Instant disbursal with Assured Cashback
👉 Expert assistance

Other Loans Offered:
👉 Micro Personal Loan (small ticket size)
👉 Business Loan
👉 Home Loan
👉 Balance Transfer Loans

✔️ How to Apply Credit Card?
Check eligibility and apply online for the right Credit Card through the Paisabazaar App:

Choose from 100+ credit cards, according to your lifestyle and needs
👉 Cashback Credit Cards
👉 UPI Credit Cards (RuPay)
👉 Travel & Lifestyle Credit Cards
👉 FD-Backed Cards to build your Credit Score

✔️ Mobile Recharge & Bill Payment App
Use the Paisabazaar Mobile Recharge App and pay bill online across 30+ categories:

👉 Online Mobile Recharge (Prepaid & Postpaid Bill Payment)
👉 Electricity and Utility Bills
👉 Broadband & DTH
👉 Credit Card Bill Payments

✔️ Key Benefits of Mobile Recharge with Paisabazaar App
👉 Zero platform fee
👉 Assured Rewards on Bill Payments
👉 Secure and seamless payments
👉 Zero hassle

✔️ Investment App | Bonds & Fixed Deposits
Paisabazaar is also an investment app for Bonds and Fixed Deposits.

Investment Options
👉 Corporate Bonds
👉 Fixed Deposits from leading banks

✔️ Why Invest?
👉 Fixed returns up to 13.25% YTM(on Bonds)
👉 Low-risk, regulated investment options
👉 Suitable for stable income

Customers applying for a Personal Loan should note that:
✔️ Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
✔️ Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
✔️ For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.

Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.

Download the Paisabazaar App now

Contact Us
feedback@paisabazaar.com