Emergency Paisa is a digital lending application owned and operated by SUBURBAN FINANCE AND INVESTMENT PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by SUBURBAN FINANCE AND INVESTMENT PRIVATE LIMITED.

At Emergency Paisa, we believe that access to financial assistance should be quick, simple, and inclusive. As a tech-driven digital lending platform, we are dedicated to serving the underserved and unbanked segments of society by offering hassle-free, unsecured personal loans.

Our Mission:

Our mission is to empower individuals who face difficulties in securing credit from traditional financial institutions. Whether it’s for an urgent medical expense, a sudden bill, or an essential purchase, Emergency Paisa ensures that fast, flexible, and reliable financial solutions are just a few taps away.

Who We Serve:

We are serving individuals who may not have easy access to traditional banking, including:
1) Salaried Persons – professionals and gig workers in need of short-term financial assistance
2) Self-Employed Individuals – small business owners, freelancers, and others without fixed monthly income but with consistent earnings
3) Unemployed Individuals – those currently between jobs or homemakers who may face sudden cash requirements

Age Criteria: 21 & above
Why Choose Emergency Paisa?

Instant Loan Approvals – get funds in minutes with AI-powered verification
📲 100% Digital Process – no paperwork, everything via app
🔑 No Collateral Required – fully unsecured loans
📑 Minimal Documentation – apply with just PAN, Aadhaar & basic details
🔄 Flexible Repayment Options – choose a plan that fits your needs
🔒 Secure & Private – bank-grade encryption keeps your data safe

Loan Highlights:

– Instant Personal Loans up to ₹1,00,000 from RBI-registered lenders
– 100 % digital application, no collateral
– Repayment period: Minimum 62 days, Maximum 90 days
– Processing fee: up to 10 % of loan amount (+18 % GST)
– Maximum Annual Percentage Rate (APR): 120 % (including all fees and charges) depending on risk profile, tenure, and loan amount

Example: If you borrow ₹10,000 with 3% monthly interest for 12 months:
• Loan Amount: ₹10,000
• Monthly EMI: ₹1,004.69
• Total Repayment: ₹12,056.28
• Total Interest: ₹2,056.28
• Annual Percentage Rate (APR): 42.576%

How It Works:

1. Download the App:
* Available on the App Store and Google Play Store.
* Free to download and use.
2. Register:
* Sign up with your phone number.
* Complete your profile with basic personal and financial information.
3. Application Process:
* Select the loan amount from ₹10,000 to ₹1,00,000 and a repayment term of up to 365 days.
* Upload the necessary documents and submit your application.
4. Get Approved:
* Receive instant approval and loan offer.
* Review and accept the loan terms.
5. Receive Funds:
* Loan amount is credited to your bank account within minutes.
6. Repay on Time:
* Follow the repayment schedule provided in the app.
* Make payments directly through the app using our secure payment gateway.

Our Lending Partner Details:
(Loans facilitated from RBI Registered NBFC)
SUBURBAN FINANCE AND INVESTMENTS PRIVATE LIMITED 
CIN : U74899DL1994PTC061549
Registered Office : Unit Bearing No.752, On 7th Floor, Aggarwal Metro Heights, Netaji Subhash Place, Pitampura, Delhi

Note: Emergency Paisa (https://emergencypaisa.com/privacy-policy) is a mobile application owned by SUBURBAN FINANCE AND INVESTMENT PRIVATE LIMITED

Privacy Policy: https://emergencypaisa.com/privacy-policy

If you have any concerns related to this policy or want to submit a data deletion request, please contact us at:

Email: info@emergencypaisa.com
Phone:  +91 9821388824
Address: Unit Bearing No.752, On 7th Floor, Aggarwal Metro Heights, Netaji Subhash Place, Pitampura, Delhi