Rupeeontime is a reliable and RBI-compliant personal loan app operated by DEV-AASHISH CAPITAL PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC), holding RBI Certificate of Registration No. B-14.01763.
We help eligible salaried individuals in India get personal loans through a fully digital and transparent process.

🏦 Our Mission

To offer responsible credit access during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, fair, and fully regulated lending platform.

💡 Key Features

Unsecured Personal Loans: No collateral required. Loan approval depends on your credit profile and documentation.

Secure Digital Process: Apply, verify, and receive funds directly in your bank account — completely online.

Transparent Fees: No hidden charges. All costs are disclosed before loan approval.

Flexible Tenure: Repayment period from 61 days to 365 days based on eligibility.

RBI-Registered NBFC: Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website.

📝 How It Works

Apply Online: Fill out your loan application through our secure app.

Upload Documents: PAN, address proof and bank statements.

Verification: Our team verifies your information through secure systems.

Loan Approval & Disbursal: Once approved, the loan is credited directly to your bank account.

👤 Eligibility

Indian Resident

Salaried Individual

Age 25 years and above

📄 Required Documents

PAN Card

Identity and Address Proof

Bank Statement (Last 3 Months)

Passport-size Photo

💰 Loan Details

Loan Amount: ₹10,000 – ₹1,20,000

Tenure: 61 – 365 days

APR (Annual Percentage Rate): Up to 35% p.a. (Fixed)
Maximum APR 35%
Processing Fee: Up to 2% of loan amount + GST (18%)

No Prepayment Penalty

📊 Representative Example

Loan Amount: ₹50,000

Tenure: 365 days

APR: 35% p.a.

Processing Fee: ₹1,000 + GST ₹180

Amount Disbursed: ₹48,820

EMI: ₹4,998

Total Repayment: ₹59,978

Total Interest: ₹9,978

Note: Rupeeontime does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.

🏛 About Us

DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the Rupeeontime App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016.
Our NBFC : https://www.devaashish.com/privacy-policy

🤝 Customer Support
🌐 Website: https://rupeeontime.com
📞 Customer Care: +91-9220912304
📧 Email: care@rupeeontime.com