The SalaryOnTime mobile application by Kasar Credit and Capital Pvt Ltd offers a seamless way to access instant loans. Whether you need a small amount or a larger sum, SalaryOnTime provides flexible loan options to meet your financial needs with a tenure of up to 365 days. Our competitive interest rates and clear Annual Percentage Rate (APR) calculation ensure transparency in the cost of borrowing.
How It Works:
1. Download the App:
* Available on the App Store and Google Play Store.
* Free to download and use.
2. Register:
* Sign up with your phone number.
* Complete your profile with basic personal and financial information.
3. Apply for a Loan:
* Select the loan amount from ₹8,000 to ₹1,00,000 and a repayment term of up to 365 days.
* Upload the necessary documents and submit your application.
4. Get Approved:
* Receive instant approval and loan offer.
* Review and accept the loan terms.
5. Receive Funds:
* Loan amount is credited to your bank account within minutes.
6. Repay on Time:
* Follow the repayment schedule provided in the app.
* Make payments directly through the app using our secure payment gateway.
Repayment Schedule:
* Flexible Tenure: Choose a repayment period of up to 365 days that fits your financial situation.
* Automated Reminders: Receive notifications before each due date to ensure timely payments.
* Transparency: Detailed view of the principal, interest, and remaining balance.
APR Calculation Detailed Example:
Let's say you borrow ₹10,000 with a monthly interest rate of 3% and a repayment period of 12 months:
* Loan Amount: ₹10,000
* Monthly Payment (EMI): ₹1004.68
* Total Repayment Amount: ₹12,056.16
* Total Interest Paid: ₹2056.16
* Maximum Annual Percentage Rate (APR): 42.576%
* Minimum Period For Repayment : 90 Days
* Maximum Period For Repayment : 365 Days

This example illustrates how the monthly interest rate converts into the APR and shows the total cost of borrowing over a year. Adjust the example as needed to fit your specific loan terms and conditions.
Download SalaryOnTime Today:
Take control of your finances with the SalaryOnTime mobile app. Whether you need quick cash for an emergency or a reliable way to manage your loans, SalaryOnTime has you covered. Download now and experience financial freedom like never before!
Contact Us:
For more information or support, contact us at:
Kasat Credit and Capital Pvt Ltd info@salaryontime.com +918800002890