Compare and take out a payroll loan online

100% free, safe, fast and transparent! With the Konsi app, you can compare and take out your new loan by evaluating the options from the 22 main banks in the country in a few minutes and also improve your existing contracts.

Advantages of taking out a loan through the Konsi app:

- Compare rates and save: Compare and find the best option for you to save.
- Available for those with bad credit: Even with restrictions, you can take out your payroll loan safely.
- Best rate for civil servants, retirees and private sector workers: Exclusive conditions for civil servants and INSS beneficiaries.
- Regulated by the Central Bank: Total transparency and security when taking out your credit.
- Approved by more than 300 thousand users: Thousands of customers have already taken out their payroll loan with Konsi and were approved!

How does it work?

Simulate online and see the payroll loan offers available.

Compare rates and conditions among the main banks in the country.
Choose the best loan and complete the loan application 100% online.

Track your application and receive the amount in your account securely.

Our Products | Check out the options in the app

Payroll Loan
Compare payroll loan rates from the main banks in Brazil in real time. Choose the lowest rate available and apply 100% online.

Portability
Transfer your payroll loan to another bank and pay less interest. With this option, your monthly installment is cheaper, without having to take out a new loan.

Portability with Refinancing
Refinance your payroll loan, reduce the interest rate and even receive extra money in your account. With this option, part of the outstanding balance is refinanced at lower interest rates and the excess amount is released for you to use as you wish.

Withdrawal from Benefit Card and Payroll Credit Card
If you receive INSS benefits, you can withdraw up to 70% of your benefit card limit and have the money available in your account quickly.

Who can hire?
Workers with CLT employment contracts, rural and domestic workers.
State civil servants: SP, RJ, MG, ES, SC, PR, MT, MS, BA, GO, PE, AL, RO, PI and AM.
Municipal civil servants: São Paulo, Rio de Janeiro, Salvador, Goiânia, Belém and Curitiba.
Federal civil servants: SIAPE, Navy and TJSP.
INSS retirees and pensioners.

Consigned loan conditions:
Repayment term: 6 to 144 months*.
Minimum loan amount R$ 200.00
Monthly rates from 1.40% per month to 2.80%; annual rates from 17.91% per year to 38.42% per year; Minimum APR of 1.45% per month (18.73% per year) and maximum APR of 3.00% per month (42.58% per year)

Example of a loan agreement:
Amount released: R$5,000.00
Monthly interest: 1.59% per month
APR: 1.69 per month
Repayment term: 120 months
Installment amount: R$98.73
Total amount payable: R$11,847.60

Rates subject to change.

Konsi acts as a banking correspondent for financial institutions authorized by the Central Bank of Brazil:

Banco do Brasil S.A. | Banco Pan S.A. | Facta Financeira S.A. | Pagseguro Internet S.A.| Banco Bradesco S.A.| Itaú Consignado Bank S.A.| Olé Bonsucesso Consignado S.A.| Capital Consig Direct Credit Company S.A.| Digio Bank S.A.| QI Direct Credit Company S.A.| BMG Bank S.A. | Safra Bank S.A.| C6 Bank S.A. | Rio Grande do Sul State Bank S.A.| Master Bank S.A.| Santander Bank (Brazil) S.A.| Icred Direct Credit Company S.A. | Industrial Bank of Brazil S.A.| Bank of Brasília S.A. | Crefisa S.A. | Pine Bank S.A. | Crefaz Credit Company for Individual Microentrepreneurs and Small Businesses

MASFON SERVICOS DE CADASTRO LTDA CNPJ 30.145.993/0001-50 - Av da França, 393 - 2nd floor - Salvador - BA 40010-000.
*Check the personalized conditions for your profile in the Konsi app. Our privacy policy: https://konsi.com.br/politica-de-privacidade

Contact:
E-mail: contato@konsi.com.br
Phone number: +5511950749507
Website: https://www.konsi.com.br