The Sangsaeng Payback Guide app is a guide service that helps anyone quickly understand and apply for the Sangsaeng Payback program, which runs from September to November 2025. It provides step-by-step guidance on what can be a complex process, ensuring users don't miss out on the benefits.

📌 What is Sangsaeng Payback?
- This program provides a 20% refund in the form of digital Onnuri gift certificates for any increase in your average monthly card spending from the previous year. - Refunds are available up to 100,000 won per month and up to 300,000 won total.
- Refunds can be used at approximately 130,000 Onnuri Gift Certificate merchants, including traditional markets and shopping malls (valid for 5 years).
- Based on domestic usage of credit/check cards, Samsung Pay, Apple Pay, etc.

📌 Key Events
- Application Period: September 15 - November 30, 2025
- Refund Payment: Payments will be made sequentially on the 15th of each month (starting October 15th).
- Application Method: Online Application
- A five-part system based on the last digit of your birth year will be applied for the first week of application.

📌 App Features
- Summary of Eligibility and Schedule
- Step-by-Step Guide to the Application Process
- Guide to Where to Use the Digital Onnuri Gift Certificate
- Frequently Asked Questions (FAQ)

This app provides easy-to-use guidance for the public.

[Disclaimer]
- This app is not affiliated or cooperative with any government or political organization, and is not an official app. This app was created by an individual for the purpose of providing information to users.
While we strive to maintain the accuracy and up-to-dateness of the information provided, it does not have legal effect, and the ultimate responsibility for its use lies with the user.

[Information Source]
- Ministry of SMEs and Startups website - "Symbiotic Payback": The more you use, the more you earn. Applications open September 15th: https://www.mss.go.kr/site/smba/ex/bbs/View.do?cbIdx=86&bcIdx=1061050
- SangsangPayback.kr website: https://xn--3h3bl7foc243a8lq.kr/

[Privacy Policy]
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