Smudger is the MTD Profit & Loss tracker that helps self-employed workers stay organised, compliant, and accountant-ready. Record income, track expenses, and prepare full P&L reports in seconds. Smudger keeps your books accurate throughout the year, so tax time is stress-free and predictable.

Built for clarity and control, Smudger helps you manage every part of your self-employed finances in one place:

• Record income as single jobs or over time, with payment type, evidence, and notes.
• Log receipts, mileage, and expenses in seconds.
• Automatically calculate working-from-home allowances and partial deductions.
• View real-time income, expenses, and profit across any time period.
• Get safe tax set-aside recommendations and live estimates of current tax owed.
• Export full Profit & Loss reports for your accountant, complete with organised evidence folders.

Smudger’s optional AI mode scans receipts, reviews evidence, and chats with you to confirm deductibility using the latest HMRC guidance. It then creates unique justifications, titles, and calculations for each expense, so your records are always accurate and compliant. You can turn AI mode on or off anytime in Account Settings.

Smudger helps both self-employed users and accountants work faster and more confidently. Clients stay consistent and well-organised, while accountants receive clean, fully justified data that requires no reformatting or chasing.

Why Smudger?
• Save hours of admin each month.
• Avoid missed deductions and reduce HMRC stress.
• Send accountant-ready data with one tap.
• Keep a clear view of your profit and tax position year-round.
• Look professional, organised, and fully compliant.

Don't wait until tax season panic sets in. Download Smudger today and simplify your income.
Use of the app requires a monthly subscription to Smudger Pro of £2.99.

Privacy Policy: https://docs.google.com/document/d/1f-KGzILZzokhnrMbnINTH3beUWpHa-HR0SxSzEn9OJI/edit?usp=sharing