✦ Udhar (उधार): Means borrow credit or debit.
✦ Khata (खाता): Means account, ledger, or record.
✦ Book (बही): Refers to a digital record.

Udhar Khata Book is the ultimate digital ledger for all your business and personal financial needs. Replace your paper-based Bahi Khata with a 100% secure and free Digital Khata.

Whether you are a shopkeeper managing Jama Udhar or an individual tracking Income Expense, our app simplifies your daily accounting.

🚀 Key Features:
📊 Instant PDF & Excel: Export professional Credit-Debit reports and share them on WhatsApp.

☁️ Google Drive Backup: Sync your Ledger Book with your own Drive for maximum safety.

💸 Income & Expense Tracker: A perfect Money Manager for your daily cash flow.

⚡ Simple Interface: The easiest Vyapar App designed for fast entries and smooth navigation.

⚠️ IMPORTANT USAGE INSTRUCTIONS:

📍 Google Drive Backup: Your data is 100% private. We do not store any data on our servers.
📍 Internet Required for Sync: Please ensure your Internet/WIFI is ON while adding entries to keep your backup updated instantly.
📍 Single Device Only: This app is designed for single-user use. Do NOT use the same Gmail ID on two different devices simultaneously to avoid data loss.
📍 Manual Backup Check: Before resetting or changing your phone, always check the "Export Backup" section for the last sync status.
📍 Account Safety: Remember your Gmail ID and Password; they are the only way to restore your data.
📍 Weekly Reports: For extra safety, we recommend exporting your data as a PDF or Excel file weekly.

Search Keywords:
Udhar Khata, Cash Book, Credit Debit, Ledger Book, Bahi Khata, Income Expense, Daily Accounts, Vyapar App, Business Ledger, Money Manager, Digital Khata, Jama Udhar, Daily Khata, Hisab Book, Credit Ledger, Khata Diary, Pocket Diary, Payment Reminder, Business Expense, Personal Ledger, Shop Khata.