IDIV360 simplifies your journey to financial freedom: personal finance management, dividend tracking, options trading (boosted dividends), and analysis of B3 companies—all in a single app.

Personal Finance

- Record your income and occasional expenses.
- Schedule recurring weekly, monthly, or yearly payments (subscriptions, health insurance, etc.).
- Report your installment purchases and track their impact on your budget.
- Set a savings goal for investments and monitor your progress.
- Track your transactions on an intuitive dashboard by category.

Investment in Stocks and Options

- Stock Portfolio: Integration with B3 to monitor assets, earnings, contributions, and portfolio growth.
- Goals and Financial Freedom: Set objectives, track your progress, and use passive income simulators.
- Dividend Management: View received and expected earnings (dividends, JCP, and others), with net calculations and alerts. - Smart Dividend Radar: Identify the most likely months for dividend payments.
- Fundamental Indicators: Analysis of listed companies with fair prices, dividend yields, margins of safety, and essential metrics.
- Detailed Balance Sheets: Direct access to the official financial statements of publicly traded companies.
- Options Management: Monitor derivative strategies (synthetic and boosted dividends), risks, and returns in real time.

Advanced Indicators

- Economic Profit (ROIC – WACC): Analysis of companies' value generation based on return on invested capital.

- Value Investor Indicators: Classic metrics used by major investors to evaluate balance sheets and long-term performance, inspired by Warren Buffett's philosophy.

With IDIV360, you have personal finances, stocks, dividends, and options in a single app—a complete, clear, and strategic overview to achieve your financial freedom.