SAFETY, the official card loan app provided by Iyo Bank

Card loans have high interest rates, but there's not much difference between them.
SAFETY is a card loan app that changes that stereotype.

[3 Reassurances with SAFETY]
1. We offer a PREMIUM plan with a great interest rate even for small credit limits. If you run out, you can increase your credit limit later.
2. Borrow and repay via the app, skipping ATM lines.
3. Receive a shortfall notification to eliminate monthly withdrawal worries.

[Application - Contract Process]
※Eligible applicants: 20 years of age or older and under 65 years of age
1. Pre-diagnosis of loan amount available (applications can be made without a diagnosis)
2. Account registration
3. Confirm application and preliminary screening results (same-day at the earliest)
4. Identity verification
5. Contract details confirmation (next business day at the earliest)

[Eligible applicants]
- Individuals aged 20 years of age or older and under 65 years of age at the time of contract
　※Contract renewals are not possible after reaching age 75.
・Those eligible for a guarantee from Iyogin Hosho Co., Ltd. or Acom Co., Ltd.
・Those with a driver's license or My Number card
*Only those with your current address and current name are eligible.
・Those with a smartphone

[Credit Card, Credit Limit, and Fixed Interest Rate]
・PREMIUM Course
¥100,000 to ¥10,000,000: 1.9% to 12.0%
・STANDARD Course
¥100,000 to ¥500,000: Flat rate of 14.5%
*Course and interest rate are determined based on the application process.
*The interest rate will not change even if your credit limit is changed.
*The interest rate includes the guarantee fee.

[Repayment Method]
■Repayment Account Method
(1) The first repayment date is the first business day of the month following the month in which the outstanding balance was incurred. The scheduled repayment amount will be repaid from your designated account on the first business day of each month thereafter.
(2) In addition to the monthly scheduled repayments, you can also make repayments at any time.

■ No Repayment Account Method
(1) The initial repayment period is the month following the month in which the outstanding balance was incurred. Please make a payment of at least the agreed repayment amount between the beginning and end of each month.
(2) In addition to the monthly agreed repayments, you can also make repayments at any time.

[Notes]
- "SAFETY" is a registered trademark of Iyo Bank.

[Contact Information]
Iyo Bank Telephone Center
TEL: 0120-889-142
Hours: Weekdays 9:00 AM - 5:00 PM