▶ What is Wolchul Pay (Yeongam Love Card, Yeongam Love Gift Certificate)?
It is a local currency named after Wolchul Mountain and is issued in the form of a rechargeable prepaid card.
It can be used like cash at affiliated stores in Yeongam-gun and is also used as a means of paying welfare benefits.

Earn additional cashback benefits every time you make a payment and help revitalize the local economy!

▶ Apply and use Wolchul Pay Card
- Apply for a card directly from the app without visiting a bank or opening an account.
- Recharge easily anytime, anywhere with the mobile app.
- Pay conveniently with a physical card or QR at all affiliated stores in Yeongam-gun.
- You can easily check your card usage history on the app.
* In order to strengthen the competitiveness of small business owners, use may be restricted for some excluded businesses such as department stores, large marts, and large company franchise direct stores.

▶ Additional cashback when making a payment
- A portion of the payment amount will be paid as cashback every time you make a payment.
- Accumulated cashback can be used for payment like cash.

▶ Up to 40% income deduction, like a check card
- Agree to the year-end settlement terms and conditions when signing up for membership, or simply register through [Menu > Income Deduction Application].
* For cards already registered, a lump-sum income deduction will be applied to payment history from the time of registration.

▷ Inquiry Guide
- If you have any questions while using the app, please contact the Wolchulpay Customer Center (1600-2165). (Weekdays 09:00~18:00)
- The operating agency for Wolchulpay business is Kona I Co., Ltd.

▷ Access Permissions
- Installed Apps (Required): Check whether apps requiring caution are installed for safe electronic financial transactions
- Notifications (Optional): Notification of usage history
- Camera (Optional): Reading barcode/QR code/ID information
- Contacts (Optional): Easy entry through mobile phone contacts
- Location (Optional): Provide guidance based on my location
- Microphone (Optional): Voice input for chatbot questions
- Physical Activity (Optional): Measure my step count

* App Access Permissions Guide
- You must agree to the required access permissions to use the Wolchul Pay app.
- Access permissions for optional items are used for better app use. You can still use services other than the corresponding functions even if you do not allow the optional items.
- Required/optional access permissions may vary depending on the device.

* If installation or update is not completed, please delete the app or initialize the data and try again.