Savingy: Your AI-Powered Personal Finance & Budgeting Assistant

Take control of your money, effortlessly track your spending, and achieve financial freedom with Savingy. Designed for modern earners who want smart insights without the spreadsheet hassle, Savingy combines intuitive design with powerful Artificial Intelligence to act as your personal financial advisor.

Whether you are trying to rein in your weekly expenses, save up for a big purchase, or figure out the best way to invest your monthly surplus, Savingy gives you the tools, trends, and tailored advice you need to succeed.

🌟 Core Features

🎙️ Lightning-Fast Voice Expense Tracking
Tired of manually typing in every single coffee or cab ride? Savingy features an innovative Voice Record tool. Simply tap, hold the mic, and speak naturally—like "one hundred stop groceries"—and our system instantly captures the amount, identifies the category, and logs the transaction. Prefer typing? Our streamlined Text Record screen makes manual entry just as quick.

🧠 AI-Driven Smart Insights & Saving Ideas
Savingy doesn't just record your money; it analyzes it. The app provides intelligent, contextual alerts based on your spending habits:

Smart Insights: Get warnings when fixed costs (like EMIs) are limiting your monthly flexibility.

Actionable Saving Ideas: Receive AI-generated recommendations tailored to your profile, such as automating small SIPs via UPI from your salary account, or splitting your surplus between PPFs, ELSS, and FDs to maximize growth.

📊 Comprehensive 6-Month Financial Overviews
Stop guessing where your money went. Our beautiful Home dashboard features an interactive line chart comparing your Savings, Budgets, and Expenses over a 6-month period. Spot seasonal spending trends, identify months where you overspent, and celebrate when your savings line climbs!

📅 Intelligent Budget Planner
Plan your financial month with precision using our step-by-step Budget setup.

Log your exact monthly income and categorize sources (like 'Salary').

Set up Daily Alert Times so the app reminds you to log expenses at a time that works best for you.

Allocate your funds, track savings, and review trends all in one organized hub.

🎯 Visual Goal Progress Tracker
Dreaming of a new sofa, a dream vacation, or building an emergency fund? Set custom financial goals and track them directly in the Insights tab. Savingy visually displays your progress (e.g., ₹0 / ₹10,000) and proactively warns you if you are falling behind, suggesting automated monthly transfers to get you back on track.

📉 Weekly Breakdown & Recurring Expenses
Keep a tight leash on your weekly pacing. Savingy breaks down your spending week-by-week, showing you exactly what percentage of your maximum weekly budget you have used. Additionally, easily track recurring fixed costs like Home Loans and Groceries with dedicated progress bars showing budgeted vs. spent amounts so you never miss a payment.

📱 Seamless Navigation
Switch effortlessly between your Home overview, AI Insights, manual Tracker, and summary Digest using the clean, accessible bottom navigation menu. The quick-action floating button ensures logging an expense or adjusting a budget is always just one tap away.

Why Choose Savingy?

Effortless: Voice-to-text logging removes the friction of daily expense tracking.

Intelligent: AI goes beyond basic tracking to offer real wealth-building advice.

Secure: Your financial data is clearly visualized and safely managed.

Customizable: From daily alerts to custom categories and goals, Savingy adapts to your life.

Download Savingy today and transform the way you manage, save, and grow your money!