Get the freedom to borrow, pay, and borrow again with Baumen Loan’s Line of Credit — your go-to solution for managing everyday expenses with ease.

Loan Information:
Credit Limit: ₹3,000 to ₹80,000
Duration: 93-120 days
Interest Rate: 0.05% per day, calculated daily
Processing Fees: None – No service or hidden fees!
Max APR (Annual Percentage Rate): 18.25%

How Baumen Loan Line of Credit Works:
Instant Credit Access: Borrow up to ₹80,000 based on your eligibility. Your credit limit is ready, and you can withdraw whenever you need it.
Pay as You Go: Only pay interest on what you borrow, and you can repay early without penalties.
Restoring Your Limit: As soon as you repay part of your loan, your available credit limit is restored, and you can borrow again.

Example Calculation:
Let’s break it down with an example:
Credit Limit: ₹10,000
Daily Interest Rate: ₹10,000 × 0.05% = ₹5 per day
Total Interest for 93 Days: ₹5 × 93 = ₹465
Total Repayment (after withdrawing ₹10,000): ₹10,000 (Credit) + ₹465 (Interest) = ₹10,465

Why Baumen Loan Line of Credit Stands Out:
Flexible Borrowing: Borrow and repay as much as you need, whenever you need it, within your credit limit.
Transparent, Low Rates: 0.05% per day with no hidden fees or surprise charges.
Instant Access: Once your application is approved, your credit limit is available immediately. Draw funds at your convenience.
Dedicated Support: Our team is here to help you with any questions. Get personalized assistance when you need it.

Baumen Loan is designed to offer flexibility and convenience when life’s unexpected expenses pop up. Whether you need cash for an emergency or a big purchase, access your Line of Credit instantly. No waiting, no paperwork – just fast and easy financial freedom.