Reallizi – Financial Control & Loan Marketplace

Organize your finances and access online personal loan offers, all in one place. With Reallizi, you have total control of your money and can find fast and secure credit solutions.

REALLIZI PERSONAL FINANCIAL CONTROL
- Track income, expenses, and balances in real time
- Create financial goals and monitor your progress
- View reports and graphs of your budget
- Intelligently organize spending categories

REALLIZI LOAN AND CREDIT MARKETPLACE
- Obtain a 100% online personal loan without leaving home
- Compare loan offers for those with negative credit history with the best rates
- Access loans through your electricity bill (energy payroll loan)
- Simulate and contract a personal loan online in minutes
- Various financial product options in a single app

WHY CHOOSE REALLIZI?

- Simple and fully digital process
- We also serve those seeking loans despite having a negative credit history
- Loan on your electricity bill: installments on your energy bill
- Transparency in rates and conditions
- Your data protected with end-to-end encryption

HOW DOES IT WORK?

1. Register for free on Reallize
2. Organize your finances in the control panel
3. Simulate your personal loan online
4. Choose the best offer and contract in minutes

Whether it's to organize your family budget, pay off debts, or fulfill a dream, ReallizI is the complete financial partner you needed.

Download now and achieve your financial goals with Reallizi Loan on your Electricity Bill!

Reallizi loans on your electricity bill with automatic discount, Bolsa Família loan, and FGTS advance.

Reallizi is not a financial institution: we act as a banking correspondent for Crefaz Sociedade de Crédito Ao Microempreendedor, providing intermediation and customer service to clients and users of financial institutions. The activity of banking correspondents is regulated by the Central Bank of Brazil, under Resolution No. 3,954 of February 2011.

The interest rates and terms applied to loans for electricity, INSS (Brazilian Social Security), FGTS (Brazilian Severance Indemnity Fund), and credit cards comply with the stipulations of each agreement, as well as the policy of the financial institution chosen at the time of contracting.

Payment term: from 3 months to 240 months. The effective cost can vary from 1.93% per month (25.80% per year) to 17.90% per month (621.38% per year).

Reallizi is committed to total transparency with our clients. Before starting to fill out a proposal, the following will be clearly displayed: the interest rate used, applicable fees, taxes (IOF), and the total effective cost (CET). Our customer service center is available to clarify any doubts about any of the values presented.

Banking correspondents are companies contracted by financial institutions and other institutions authorized by the Central Bank of Brazil to provide customer service to clients and users of these institutions. Among the best-known correspondents are lottery outlets and postal banks. Reallizi does not charge any fees directly to clients. We are only remunerated by our partner financial institutions. If you receive an email or are contacted by someone impersonating Reallizi and charging any fees to close deals on our platform, end the contact immediately and speak to our customer service center, as you may be the victim of a fraud attempt.