Spendsafe is a smart, safe, and easy money app designed to help families manage kids’ money, build strong habits, and teach financial literacy. Built for parents and children, Spendsafe combines a digital wallet, allowance app, budget planner, expense tracker, and money tracker into one complete family finance app.

Give your child independence while staying in control. Parents can monitor spending, track transactions, and guide kids through real-life money management. Children enjoy their own money app experience, learning to save, spend, and earn rewards while parents stay informed.

A smarter way to manage kids’ money

Spendsafe helps families move beyond cash and build better financial habits together. Kids get a secure kids money app to spend, save, and learn, while parents maintain control with insights and parental controls.

- Family wallet for everyday spending
- Spendsafe Mastercard® Reloadable Prepaid Card
- Mobile payment and digital wallet for kids
- Designed for youth finance and teen banking

Allowance, chores, and rewards

Turn everyday tasks into learning opportunities. Spendsafe makes allowance and task tracking easy.

- Set up allowance tracker and chore payments
- Assign tasks and complete chores allowance
- Earn money for savings goals, rewards, and achievements
- Built-in task tracker for kids

Teach responsibility through action. Children learn to manage their allowance, develop money skills, and understand the value of earning.

Budget planner & money tracker

Help your child understand spending, saving, and planning.

- Budget planner and budget tracker
- Expense tracker to follow spending habits
- Money tracker for goals and financial milestones
- Track progress in financial education

Kids learn to control money, plan ahead, and build confidence, developing lifelong financial literacy habits.

Financial education for real life

Spendsafe supports financial literacy through hands-on learning.

- Learn money management step by step
- Build smart spending habits
- Understand saving and budgeting
- Start early with guided education for children and teens

From first allowance to independent spending, Spendsafe grows with your child.

Built for parents. Safe for kids.

- Parents see all transactions in real-time
- Lock or freeze cards instantly if lost or stolen
- Risk-free environment for learning
- Designed to empower parents as financial guardians

How it works

- Kids spend, parents stay in the loop
- Parents load funds (Canadian Currency) onto their Spendsafe card and can transfer money in real time to up to three children on their account, usable at any store in Canada that accepts Mastercard®
- Review all transactions with your child to teach responsible spending
- Separate logins: kids focus on saving, spending, and earning; parents get a clear dashboard
- Add up to three child accounts under one parent. No overdrafts or interest

Made for modern families

- Family finance app for kids, teens, and youth
- Easy setup and intuitive experience
- Build financial literacy, money management skills, and budgeting habits
- Works for allowance management, prepaid cards, and daily spending

Made for kids, trusted by parents.

Start your child’s journey toward financial independence today. Build confidence, encourage responsibility, and create lifelong money habits- all in one safe and smart money app for kids.

Spendsafe is a financial technology platform. Payment services are provided through regulated partners. Parental involvement required. Available in Canada (excluding Quebec).

The Spendsafe Mastercard® Reloadable Prepaid Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.