Kreditbuddha is a digital lending platform owned and operated by Vimanotech India Private Limited.
Important: Kreditbuddha does not provide loans directly. We act as a facilitator, connecting users with RBI-registered Non-Banking Financial Companies (NBFCs) through a secure and transparent digital platform.

Compliance & Transparency:
* Kreditbuddha does not influence loan approvals, interest rates, fees, or repayment terms
* All loans are approved and disbursed directly by RBI-registered NBFC partners
* We do not facilitate short-term loans with a repayment tenure of 60 days or less, in compliance with Google Play policies and RBI guidelines

Loan Products Facilitated via Lending Partners:
Personal Loans:
Users can apply for personal loans to meet various needs such as medical expenses, education, travel, or other personal requirements. The entire process is fully digital, including online document submission and direct disbursal into the user’s bank account by the lending partner.

Representative Loan Details (Offered by NBFC Partners):
* Loan Amount: ₹10,000 – ₹1,20,000
* Tenure: 61 – 365 days
* APR: Fixed, up to 35% per annum
* Processing Fee: Up to 2% + applicable GST
* Prepayment Charges: Nil

Representative Example
* Loan Amount: ₹50,000
* Tenure: 365 days
* APR: 35% p.a.
* Processing Fee: ₹1,000 + GST ₹180
* Net Disbursed Amount: ₹48,820
* EMI: ₹4,998
* Total Repayment: ₹59,978
* Total Interest: ₹9,978
Note: The above figures are for illustrative purposes only. Final loan terms are determined solely by the lending partner based on credit assessment.

Our Lending Partners:
For the full list of RBI-registered lending partners, please visit:
https://www.kreditbuddha.com/digital-lending-partners

Lending Partner:
AVINASH CAPITAL MARKETS PVT. LTD. (RBI-registered NBFC)
Website: https://avinashcapital.com/lending-service-provider
RBI License Number : 05.00580

Important Disclosure:
Kreditbuddha is not a lender. All loans are offered, approved, and serviced exclusively by RBI-registered NBFC partners.

Customer Support
* Website: https://www.kreditbuddha.com
* Customer Care: +91-8826100197
* Email: care@kreditbuddha.com