Stop guessing your retirement. Start modeling it.

The SWP Calculator is the definitive tool for Indian investors to plan a sustainable Systematic Withdrawal Plan. Whether you’re transitioning from an SIP to a pension-style income or planning for early retirement (FIRE), get the precision you need to ensure your money lasts as long as you do.

━━━━━━━━━━━━━━━━━━━━━━━━━
BUILT FOR INDIAN INVESTORS
━━━━━━━━━━━━━━━━━━━━━━━━━
Inflation Step-Up: The only way to survive. Automatically increase your monthly payout each year to match rising costs.

Tax-Adjusted Returns: Input your capital gains tax percentage to see real-world, net-of-tax retirement income.

Deferral (Hold) Period: Model scenarios where your corpus grows for years before you draw a single Rupee.

Sustainability Orb: A real-time "Health Check" that pulses Green when your portfolio is sustainable and turns Red when your capital is at risk.

━━━━━━━━━━━━━━━━━━━━━━━━━
DEEP ANALYTICS
━━━━━━━━━━━━━━━━━━━━━━━━━
Infinite Withdrawal Check: Discover if your corpus is large enough to sustain withdrawals forever without touching the principal.

Monthly Breakdown: Export a zebra-striped ledger showing every Rupee of growth and withdrawal for up to 50 years.

Wealth Distribution Chart: Visualize exactly how much you will withdraw vs. what you will leave as a legacy.

Professional PDF Reports: Generate and share branded analysis for your family or financial advisor.

━━━━━━━━━━━━━━━━━━━━━━━━━
WHY THIS APP?
━━━━━━━━━━━━━━━━━━━━━━━━━
Precision Inputs: Use haptic sliders for quick estimates or keyboard input for ₹10 Cr+ portfolios.

No Hidden Math: Transparent calculations including compounding frequency options (Monthly to Yearly).

Pure Utility: Dark mode for OLED screens, light mode for clarity, and zero "design clutter."

━━━━━━━━━━━━━━━━━━━━━━━━━
IDEAL FOR:
━━━━━━━━━━━━━━━━━━━━━━━━━
Retirees: Secure a steady monthly "salary" from Mutual Fund investments.

FIRE Seekers: Stress-test your 4% rule or custom withdrawal strategies.

Financial Advisors: Create professional projections for client portfolios.

Free Version: Unlimited modeling, interactive charts, and month-by-month ledgers.
PRO Version: Remove ads and unlock professional PDF Exports.

DISCLAIMER: For educational use only. Not investment advice. Consult a SEBI-registered advisor for financial decisions.