PazCrédito is a smart loan intermediation platform designed to help you find credit options that meet your needs.
With just one identity verification, PazCrédito analyzes your credit history and recommends various products from licensed and trusted financial institutions.

🌟 Key Features
1. Single Verification
Complete a single identity verification to apply for loans with multiple partner institutions, without having to submit the same information multiple times.

2. Smart Recommendations
Based on verified data and your credit situation, PazCrédito recommends loan products suited to your needs, making the application process more efficient.

3. Everything in One Place
From product research to loan application, the entire process can be easily completed through the PazCrédito platform.

PazCrédito only provides product filtering and information matching services. The entire approval and disbursement process is handled directly by partner financial institutions.

💰 Loan Information

Loan amount: up to R$ 10,000
Loan term: 90 – 210 days
Daily interest: 0.03% – 0.05%
Annual Percentage Rate (APR): 10.95% – 18.25%
Other fees: no hidden costs and no brokerage fee

🧮 Loan Calculation Example
To help users understand the loan calculation, here is a simulation example:
If you request R$ 10,000 for 120 days with a daily interest rate of 0.03%:

Total interest: R$ 10,000 × 0.03% × 120 = R$ 360
Total to pay: R$ 10,000 + R$ 360 = R$ 10.360

📄 User Requirements
The general requirements of partner financial institutions include:
1. Age between 18 and 60 years
2. Brazilian citizens with valid identification documents
3. Active mobile phone number and bank account
4. Stable source of income