Shri Credit – Flexible Line of Credit Service
Shri Credit is a mobile-based line of credit platform designed to provide users with flexible access to credit in a transparent and responsible manner. Users who complete the platform review process may receive an approved credit limit that can be used when needed.

The credit line is revolving in nature, meaning users may continue to access available credit within the approved limit, subject to account status and platform policies. No fees or interest are charged on unused credit limits.

Credit Parameters
* Available Credit Limit: ₹5,000 – ₹5 lakh
* Usage Period: 91 to 180 days
* Daily Usage Rate: Up to 0.03%
* Maximum Annual Percentage Rate (APR): Up to 12.25%

Transparent Cost Example
Example for illustration purposes only:
* Approved Credit Limit: ₹60,000
* Withdrawal Amount: ₹10,000
* Usage Period: 120 days
* Annual Percentage Rate (APR): 12.25%

Interest Calculation:
₹10,000 × 12.25% ÷ 365 × 120 = ₹403
Total Amount Payable:
₹10,000 + ₹403 = ₹10,403

If additional service or withdrawal fees apply, the applicable amount will be displayed clearly before confirmation.

Key Features
* Flexible revolving credit access
* Borrow only the amount needed
* Interest applies only to the amount used
* No charges for unused credit limits
* Transparent display of fees and repayment details
* Secure system protection and encrypted data processing

How It Works
1. Download and register in Shri Credit
2. Complete identity and profile verification
3. Receive an approved credit limit based on eligibility
4. Withdraw funds within your available limit
5. Repay and continue using your available credit line

Basic Eligibility
* Must be at least 18 years old
* Must have a valid mobile number and ID
* Must have a stable source of income
* Must be an eligible resident of India

Support
Email: contactus@shricreditin.com
Address: 1 Community Centre East Of Kailash New Delhi, Delhi, 110065 India