VegaCash: Personal Loan is a reliable online instant personal loan platform dedicated to Indian borrowers, offering quick approval and hassle-free fund disbursement within minutes.

Our Personal Loan Details
- Loan Amount: ₹50,000 to ₹300,000
- Loan Term: 91 days-360 days
- Max Annual Percentage Rate (APR): 15% per annum
- Handling Charges: ₹1,500 + 18% GST (may vary slightly based on customer profile)
- GST: 18% on handling charges as per Indian law and policy

Loan Example (Transparent & No Hidden Fees)
If the loan amount is ₹60,000, the interest rate is 15% per annum, and the tenure is 12 months, the repayment details are calculated as follows:
- Loan Amount: ₹60,000
- Tenure: 12 Months
- Interest Rate: 15% (Calculated in descending order of principal)
- Monthly EMI: ₹5,429
- Total Interest Payable: ₹5,429 x 12 months - ₹60,000 Principal = ₹5,148
- Handling Charges (incl. GST): ₹1,500 + ₹270 GST = ₹1,770
- Disbursed Amount: ₹60,000 - ₹1,770 = ₹58,230
- Total amount due: ₹5,429 x 12 months = ₹65,148
- Total Cost of Loan: Interest Amount + Fees = ₹5,148 + ₹1,500 = ₹6,648
*Terms and conditions apply. Handling charges may vary slightly based on customer profile.

If you need a reliable companion that lets you borrow money smoothly without any hassle or excuses, VegaCash: Personal Loan is your perfect choice.
This loan product is from VegaCash: Personal Loan, adhering to RBI regulations and strict Responsible Lending Policies. You can avail a loan amount ranging from ₹50,000 to ₹300,000, and the entire process is 100% digital, fast, simple, and secure.

Why Choose VegaCash: Personal Loan?
-Transparency: VegaCash: Personal Loan is an online loan product complying with RBI regulations, ensuring complete transparency with no hidden fees or surprises.
-Instant Approval: Our intelligent review system delivers quick approval in minutes, saving your time and effort with no long waits.
- 100% Digital Process: No paperwork, no branch visits. Apply, get approved, and receive funds—all from the comfort of your home, anytime, anywhere.
- Flexibility: Multiple repayment methods and flexible loan terms (91 days to 360 days) tailored to match your monthly budget and individual needs.
-Security: Your personal and financial data is protected with advanced encryption technology, transferred via a secure HTTPS connection, and strictly compliant with Indian data protection regulations—we never share your data without your consent.

What Should You Do First?
1. Download and install the VegaCash: Personal Loan app.
2. Log in to the VegaCash: Personal Loan and create your account.
3. Fill in your basic personal information accurately and submit your valid bank details for fund disbursement.

Eligibility:
- You must be an Indian citizen.
- You must be above 18 years of age.
- You must have a stable source of monthly income.

We hereby respectfully confirm that our organization has entered into a formal cooperative arrangement with Lucky Holdings Private Limited, as evidenced on the following official webpage: https://www.lucky-hold.com/finance-partners.html

Contact Us
- Mail: help@gruposimeysccarvh.com
- Phone Number: +91 9217515795
- Address:501 KHATAU HOUSE 15-AJAMNADAS MEHTA ROAD , MUMBAI, Maharashtra, India - 400006.