NEVER MISS A CREDIT, CARD, OR OVERDRAFT PAYMENT. TAKE CONTROL OF YOUR MONEY.

Okay & Co. Credit Card Tracker lets you manage credit cards, loan installments, overdrafts, subscriptions, BNPL installments, points & miles, and your monthly budget. All on one screen. Smart reminders ensure you never miss a due date.

The world's most comprehensive personal card tracker. 6 languages, 5 currencies, life-saving features.

━━ WHAT IT DOES ━━

NEW! DEALS & CAMPAIGNS

BANK CARD CAMPAIGNS
Every bank's current card campaigns on one screen. See only the ones that match your own cards and skip the rest. Refreshed every day, so you never miss an offer.

HOT DEALS
Discounted products and live shopping campaigns that earn rewards with your card, all in one place. Share the deals you like, follow them, and watch their price.

💳 MULTI-CARD DEBT TRACKING
See all your cards from banks worldwide in one interface. Total consolidated debt, available limit, statement date, due date... all real-time.

🔔 SMART REMINDERS
Push notifications + email for all your products. Reminders 1, 3, 7 days before the due date. Never pay another late-payment fee. Raise your financial score and reputation.

📦 AUTOMATIC INSTALLMENT TRACKING
Bought a 12-installment phone? Enter the first installment date? The system handles the rest based on your card's statement closing day.

📺 SUBSCRIPTION & BILL MANAGEMENT
Netflix, Spotify, gas, electricity, water, phone... See which card pays what amount. Monthly and yearly totals at a glance.

💎 POINTS & MILES EXPIRY ALERT
Points, miles, vouchers... Get notifications 7 days, 1 day, and on the expiry day. Never let points burn again.

🎯 SECTOR-BASED BUDGET
"I won't spend more than $300/month on dining out." App tracks it, warns at 80%. AI analyzes your last 3 months and suggests an optimal limit.

🧠 SMART SPEND — INTELLIGENT CARD ASSISTANT
Which card should I use? System calculates utilization and statement dates, suggests "this card is healthier to pay with right now."

✨ YEARLY WRAPPED — FINANCIAL RECAP
Auto-opens in December. What did you spend this year? Which sector took the most? Wrapped vibes, fully shareable.

📊 MULTI-CURRENCY
TRY, USD, EUR, GBP, AED. Foreign-card exchange rates are auto-calculated after you enter the rate once.

🔒 PRIVACY MODE
One tap to mask all amounts with "••••". Open the app in front of someone? Your debt stays hidden.

━━ SUBSCRIPTION PLANS ━━

🌟 FLEXIBLE PLANS FOR YOUR NEEDS

🆓 FREE PLAN (For Daily Use) • Basic tracking for Credit Cards, Loans, and Overdrafts • Subscriptions and Installments tracking • Smart Due Date Reminders • Encrypted Backup & Google Drive Sync

⭐ PRO PLAN (Advanced Financial Control) • Higher limits for accounts and cards • More Push and Email notifications • Bank grouping and shared limit calculation • Full Payment Calendar and Spending Analysis • Multi-Country and Multi-Currency support

🚀 MAX PLAN (Unlimited Freedom & For Businesses) (🎁 Extra discount for new members on their first year!) • UNLIMITED tracking for Cards, Loans, Overdrafts, and Subscriptions • Up to 100 real-time notifications • Company/Business Profile management • Ad-free, seamless premium experience.

🎁 30-day Max free trial — cancel anytime in the Play Store.
🔥 First 1,000 subscribers: code FIRST1000 → first-year Max Yearly at $14.99.

━━ PRIVACY — YOUR DATA, YOUR CONTROL ━━

🔒 100% LOCAL STORAGE — Card details NEVER leave your device.
🚫 NO BANK ACCESS — We never ask for card numbers, CVV, or banking credentials.
📊 Anonymous usage analytics (PostHog, EU-hosted, GDPR/KVKK compliant, opt-out).

Disclaimer: This app is a financial tracking tool. It does NOT provide investment or financial advice. All financial decisions are the user's responsibility.

Terms: okanokayandco.com/terms.html
Privacy: okanokayandco.com/privacy.html