Credit Prairie is a digital credit line management app that offers eligible users flexible revolving credit account services. Upon successful application and approval, users receive a credit limit and can flexibly use and manage funds according to their needs.

Product Information

Credit Limit: ₹5,000 – ₹15,000
Tenure: 91 days – 360 days
Maximum Annual Percentage Rate (APR): 18.25%
Service Fee: Up to 1% of the amount used
Fees are transparent, with no hidden charges.

Example

Utilized Amount: ₹10,000
Tenure: 100 days
Interest: ₹10,000 × 0.05% × 100 days = ₹500
Service Fee: ₹100
Total Amount Payable: ₹10,000 (principal) + ₹500 (interest) + ₹100 (fee) = ₹10,600

The example above is for reference only; actual costs will be determined based on the utilized amount, tenure, applicable rates, and the terms displayed on the final confirmation page.

How Credit Prairie Works

Get a Credit Limit

Users can complete the application, identity verification, and necessary information submission via their mobile phones. Once approved, a usable credit limit is granted.

Use Funds Flexibly

Within the approved limit, users can choose to utilize a portion or the entirety of the funds based on their actual needs, incurring fees only on the amount actually used.

Replenish Your Credit by Repaying

Once the utilized amount is repaid, the corresponding credit is restored to an available status, allowing users to access it again within the validity period of the credit line.

Information Security

Credit Prairie employs appropriate technical and administrative measures to safeguard user accounts and personal information.

Customer Support

Our support team is here to help with any account, credit limit, or app-related questions.

For assistance or any questions, please contact us via:

Email: help@creditprairie.net